Personal Loans

Need money? Apply for up to ₱100,000.

  • Apply online in just few minutes

  • Get your money in 2-5 days

  • Make fixed regular payments

Personal Loans

Need money? Apply for up to ₱100,000.

✓ Apply online in just few minutes

✓ Get your money in 2-5 days

✓ Make fixed regular payments

A personal loan from Vidalia Lending can help control your finances

Paydown Credit Cards Image

Pay off credit cards

Refinance your credit cards with a personal loan from us and mark the date you can be debt-free.

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Consolidate your debt

Simplify your life with a single monthly payment by getting a low, fixed-rate loan from us.

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Home Improvement Image

House Improvement

Start your home improvement project now without waiting for a home equity loan from banks.

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Cover Major Expenses Image

Cover major expense

Pay for a big purchase in fixed installments instead of using a credit card.

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Personal Expenses Image

Pay for Personal Expenses

Do you need cash for special occasions or other personal reasons?

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Fast personal loans available online

Lower rates

Lower rates

Our borrowers save a lot compared to other cash loan providers

Quick and easy

Quick and easy

Refreshingly fast process

No prepayment penalty

No prepayment penalty

Pay your loan off at any time

Secure process

Secure process

We protect and never sell your data

How it Works

Quick Online Application Image


Download our mobile app or sign in to our website to register and fill in all the necessary information.

Credit Evaluation Image


We validate your information, conduct a phone interview, and handle document submission via online channels.

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Get your loan check at our office from Monday to Friday.

Personal Loan


Make sure to fund your issued post-dated checks before the due date.

Borrow up to ₱100,000 and get your money
in as little as 2-5 days.

  • Monthly repayment, terms 3-12 months.
  • Enjoy competitive interest rates and no hidden fees
  • Easily pay your loan through a post-dated check
  • No prepayment penalties

₱500 Million +


300,000 +

Customers Served

Average Customer Rating

What our customers are saying

Phenomenal Service

It was amazing how simple it was to apply for a loan and how fast the service was. The whole process only took just a few days.

Liza from Pasig City
renovate her home

Easy Breezy

Getting a loan was stress-free and hassle free.

Donald from Quezon City
consolidated his debt

Sensational Service

Thousand of Pesos save and no need to worry about credit card debt. Having to pay a single payment per month is a great feeling.

Cathy from Alabang
paid off her credit card

Credit decision within 1-2 days

Credit without Collateral

No need for Co-borrower


You have questions. We have answers.

How will I get the money?
How fast can I get a loan?
How do I pay?
Copyright © 2008- Vidalia Lending Corp.
All Rights Reserved.
Vidalia Lending Corp. is regulated by Securities and Exchange Commission (SEC) with License No. CS200813771 and Certificate of Authority No. 279 issued October 2008. Incorporated with registered office at 6/F Aster Business Center Mandala Park, 312 Shaw Boulevard, Mandaluyong City Metro Manila 1550

Please study the terms and conditions in the Disclosure Statement before proceeding with the loan transaction