Get a Personal loan for home improvement
Getting a personal loan will enable you to use the money as you fit. It also means getting the worth your credit worthiness than the value of your house.
Build your dream house
Make the dream house your current house.
Be disaster ready
Have that extra cash for when you need repairs done.
Nature Friendly house
Save mother earth and save money when you install energy efficient tools.
Borrow up to ₱100,000 and get your money
in as little as 2-5 days.
I have taken out loans from others before but it was a terrible experience. Thanks to Vidalia Lending my dining room is fixed and credit cards are paid. It was easy and hassle free. Now I always get a good night's sleep.
How it works
Claim your money fast. Easy application.
Quick online application
Tell us about yourself and how much you want to borrow.
Confirmation of your infos, phone interviews, and submission of documents online.
Get your money
Pick up your loan check at our offices Monday-Friday. Option to deposit to your bank account available.
We deposit the bank checks from you. Make sure its funded before due date.
|Loan Amount||₱20,000 - ₱100,000|
|Payment Terms||2 - 12 months|
|Interest Rate||• 6% per month
• Processing Fee (5%)
• Max Annual Percentage Rate (80.6%)
|Payment Option||Post dated check (PDC)|
- Filipino, 20 - 60 years old
- At least ₱15,000.00 monthly net income for employed applicants and ₱30,000 for self-employed
- Permanent/regular employee
- Two(2) valid IDs (Company ID, Passport, Driver's License, SSS/GSIS)
- Proof of Billing (electricity, water, landline)
- Latest 2 months payslips
- Certificate of Employment with Compensation
What customers are saying
Impressive processing speed
Applied in 5 minutes online and got the money 5 days after. Vidalia save me from going through all the hassle
Hassle free process
The process was smooth and easy. It was hassle free. The loan that I got was used to upgrade my kitchen and miscellaneous bills. Thank you Vidalia
Fast and Simple
Fast and Simple. Two words to describe the process. After a couple of days the money was in my account and was able to remodel ASAP.
Credit decision within 1-2 days
Credit without Collateral
Loan up to ₱100,000
The answer to your questions.
A personal loan from Vidalia is faster and has less paperwork than a home equity loan. Aside from these, you don’t need a home appraisal to get the said loan and you can use the money for other things too.
However it may take a little longer if we need additional documents or information.
The money will be on a bank check, you can encash or deposit it to your bank account. bank transfer to your bank account is available upon request. This will give you the freedom to choose where you will spend the loan. It may take a while for the loan to appear in you account depending on your bank.
It depends on what we need from you, it usually takes 2-5 days but it may be longer if you dont submit your docs on time. But you can complete the process from your home and phone