Get a Personal loan for home improvement
Getting a personal loan will enable you to use the money as you fit. It also means getting the worth of your credit worthiness than the value of your house.
BUILD YOUR DREAM HOUSE
Make the dream house your current house.
BE DISASTER READY
Have that extra cash for when you need repairs done.
NATURE-FRIENDLY HOUSE
Save Mother Earth and save money when you install energy-efficient tools.
Borrow up to ₱100,000 and get your money
in as little as 2-5 days.
I have taken out loans from others before but it was a terrible experience. Thanks to Vidalia Lending my dining room is fixed and credit cards are paid. It was easy and hassle-free. Now I always get a good night's sleep.
How it Works
APPLY ONLINE
Download our mobile app or sign in to our website to register and fill in all the necessary information.
CREDIT ASSESSMENT
We validate your information, conduct a phone interview, and handle document submission via online channels.
GET YOUR MONEY
Get your loan check at our office from Monday to Friday.
MAKE REPAYMENT
Make sure to fund your issued post-dated checks before the due date.
Loan Features
| Loan Amount | ₱20,000 - ₱100,000 |
| Payment Terms | 3 to 12 months |
| Interest Rate | 6% per month |
| Processing Fee | 5% of Loan Amount |
| Maximum Annual Percentage Rate (APR) | 80.60% |
| Payment Option | Post dated check (PDC) |
Eligibility
- Filipino, 21 - 59 years old
- At least ₱15,000.00 monthly net income for employed applicants and ₱30,000 for self-employed
- Permanent/regular employee
Requirements
- Two(2) valid IDs (Company ID, Passport, Driver's License, SSS/GSIS)
- Proof of Billing (electricity, water, landline)
- Latest 2 months payslips
- Certificate of Employment with Compensation
- *Additional requirements may be requested during the application.
What customers are saying
Impressive processing speed
Applied in 5 minutes online and got the money 5 days after. Vidalia save me from going through all the hassle
Hassle free process
The process was smooth and easy. It was hassle free. The loan that I got was used to upgrade my kitchen and miscellaneous bills. Thank you Vidalia
Fast and Simple
Fast and Simple. Two words to describe the process. After a couple of days the money was in my account and was able to remodel ASAP.
Credit decision within 1-2 days
Credit without Collateral
Loan up to ₱100,000
FAQS
You have questions. We have answers.