Your Personal Information may be collected or gathered through different sources such as cookies, flash cookies, login credentials, employee information from your employer, data gathered from your service providers, data gathered from third party credit bureaus and credit consolidators,
Vidalia Lending Corp. may use your Personal Information or other internet usage data as the Company may require in connection with the conduct of the Company's business, such as, but not limited to: (a) identify and determine you as a user of the Site; (b) communicate with you in relation to your registered account/s or requested information; (c) process the registration of account/s as part of the screening of the investors, borrowers, and loan applications; (d) user profiling; and (e) maintain internal records.
Your Personal Information will be kept and maintained by Vidalia Lending Corp. for such period necessary for legal and administrative purposes, and during the duration of your activities, and transactions concerning the services and products availed and utilized in https://vidalia.com.ph. This information will be discarded in a protected and secure manner that would avoid further processing, unlawful access or exposure to any third party or damage your interest. On the condition that the company may maintain copies of your Personal Information in the company's archives for determining its continuing obligations under this Agreement or according to its bona fide record retention or data back-up policies, access to which shall be restricted on a need-to-know basis, as may be demanded under applicable laws and regulations.
When you visit vidalia.com.ph or send emails to us, you are communicating with us electronically and you consent to receive communications from us electronically to the extent permissible by law. We will communicate with you by email or by posting notices on this Site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically, satisfy any legal requirement that such communications be in writing to the extent permissible by law. You agree that we may send emails to you to advise you of changes or additions to this Site, about any of our products or services, or for such other purposes as we deem appropriate and as permissible by law.
Registrations and Applications
You may be presented with the opportunity to register, apply for a loan or register to be a loan investor through the Site. When you register, become a loan investor, or apply for a loan, you agree to provide current, complete, and accurate information about yourself. If any information you provide is untrue, inaccurate, not current, or incomplete, we have the right to cancel your registration, reject any application you have submitted, terminate any agreement we have with you and restrict your future use of the Site and our products and services. We reserve the right to reject any registration and/or decline any application for a loan.
Before registering or using https://vidalia.com.ph, it is significantly important for you to know that our services can only be administered and provided if you recognize and agree to communicate and present your appropriate employment, financial, and transactional information. These data may be acquired by Vidalia Lending Corp., on your behalf, from all relevant sources or third parties such as government agencies, service providers, etc. under your authorization and instruction.
Your Content and Information Sharing
By providing information or content on the Site, you expressly agree to all of the following:
All the information and content posted on the Site or privately transmitted through the Site or via other means in connection with our services is the sole responsibility of the person from which that content originated. We will not be responsible for any errors or omissions in any information or content posted by a user.
As a User, you are solely and completely responsible for keeping the privacy of your login information or User Credentials which includes your username, password, account name, and any other authentication and validation information you created or submitted to the Site ("Unique User Credentials"). Through the creation and maintenance of your account, you agree to respect and honor all activities executed and obligations pledged using your account.
You accept and verify that any use of your Unique User Credentials shall at all times assumed to be accessed by you, and if ever by a third party, with your consent and authority. All activities or any transactions using your Unique User Credentials shall be valid. At the same time, transactions created and committed are irrevocable and executed by you.
If there's any indication of illegal access to your account or any breach of its security, you are required to notify the Company of the relevant circumstances thereof as soon as possible.
Accountability for Account Misuse
Vidalia Lending Corp. will not be legally responsible for any loss that you may experience as a result of a third party's use of your account or password, either with or without your consent. As a User, you, on the other hand, can be held legally responsible for any disappearance or damage or loss experienced by the Company concerning or arising from a third party's use of the User's account or password.
While Vidalia Lending Corp. has provided enough precautions as necessary under the Data Privacy Act of 2012, the Company does not grant any assurance or warranty concerning the same. Through this, you acknowledge that you submit and provide your Personal Information at your own risk.
Restrictions on Use
You agree to abide by all applicable laws and regulations in your use of the Site and our products and services. Also, you agree that you will not do any of the following:
Contracts and Authorization
Your usage and involvement in the products and services on the Site can be based on your acceptance of certain contracts and authorizations. By officially indicating your agreement and permissions in that matter, you accept and agree to pledge and commit to terms and conditions thereof. Thus, such contracts and authorizations shall be considered validly and willingly performed by you. Upon request, Vidalia Lending Corp. may provide you electronic copies of such documents.
Changes and Modifications
If and only if any provision of these Terms of Service is considered by any capable authority to be nulled or invalid, the significant or relevant provision shall be altered to grant it to be imposed in accordance with the purpose of the original text to the fullest extent authorized by relevant law. The validity, efficacy, and enforceability of the remaining provisions of these Terms of Service shall not be influenced or affected.
Vidalia Lending Corp. may cancel or terminate your access to or ability to use the Site immediately, without initial notice or liability, for any reason or no reason, which includes breach of these Terms of Service.
Termination of your access to and use of the Site shall not relieve you of any obligations arising before termination or limit any legal responsibility that you otherwise may have to the Company or any third party.
The Company, Vidalia Lending Corp., its administrators, officers, representatives, agents, or any employees, shall not be accountable to you for loss, damage or casualty of any type which you may experience as a consequence of being a member or part of the Site. There is only such exception if the loss, damage or casualty result from our breach of these Terms of Service or was brought by total negligence, intentional default or misrepresentation by the Company or employees. The Company shall also not be held accountable for any breach of these Terms of Service resulting from occurrences outside our reasonable control.
Intellectual Property Rights
Vidalia Lending Corp. owned and authorized the design, trademarks, service marks, and logos of the Site ("Marks"), subject to copyright and other intellectual property rights under the laws of the Philippines, foreign laws and international conventions. You shall not utilize, use, copy, duplicate or distribute any of the Marks that can be found on the Site except otherwise with permission.
We are not responsible for the information practices employed by sites linked to or from our web site. In most cases, links to non-Vidalia web sites are provided solely as pointers to information on topics that may be useful to our users. Since third party web sites may have different privacy policies and/or security standards governing their sites, we advise you to review the privacy policies and terms and conditions of these sites prior to providing any personal information.