Major Expenses

Finance your big plans with low rates

How much do you need?

Ella enrolled to a after work school classes.
Ella enrolled to a after work school classes.

Major Expenses

Finance your big plans with low rates

How much do you need?

Ella enrolled to a after work school classes.

Use a personal loan for major events and expenses

Getting a low, fixed rate personal loan through Vidalia is more ideal than using a high-interest credit card when doing a large purchase. In addition to this a personal loan can be used for unplanned or planned investment.

Finance Your Special Day Image

FINANCE YOUR SPECIAL DAY

Weddings can be expensive. Minimize the financial stress with a personal loan.

Plan A Dream Vacation Image

PLAN A DREAM VACATION

No matter where your wanderlust takes you, a personal loan can be a responsible way to pay for your trip.

Cover An Unexpected Expense Image

COVER AN UNEXPECTED EXPENSE

If life throws something unexpected your way, a personal loan can help you keep your debt under control and your finances on track.

Pay for your purchase in installments with a personal loan

  • Personal loans have a low monthly payment that doesn’t increase so you can purchase now and pay over time
  • You don’t have to leave the comfort of your home because we provide convenient online application
  • You’ll have total freedom on what to use the loan for since the money will be directly deposited into your bank account.

The same week I applied for a loan the same week I got it in my back account. Needed the loan for a major purchase. Thanks Vidalia Lending

Vidalia Customer

How it works

Fast Money. Easy application.

Quick online application

Tell us about yourself and how much you want to borrow.

Credit Evaluation

Confirmation of your infos, phone interviews, and submission of documents online.

Get your money

Pick up your loan check at our offices Monday-Friday. Option to deposit to your bank account available.

MAKE REPAYMENT

We deposit the bank checks from you. Make sure its funded before due date.

  CALCULATE

IMPORTANT NOTICE:

  • Interest Rate - 4-6% per month
  • Months to Pay - 2, 3, 6, 9, 12 months terms
  • Monthly Amortization - Your monthly payment to Vidalia Lending

*computation results are for estimation purposes only. These do not constitute an approval nor offer by Vidalia Lending. Actual computations will be provided by your Account Officer upon loan application.

Loan Features

Loan Amount ₱20,000 - ₱100,000
Payment Terms 2 - 12 months
Interest Rate 4-6% per month
Payment Option Post dated check (PDC)

Eligibility

  • Filipino, 20 - 60 years old
  • At least ₱15,000.00 monthly net income for employed applicants and ₱30,000 for self-employed
  • Permanent/regular employee

Requirements

  • Two(2) valid IDs (Company ID, Passport, Driver's License, SSS/GSIS)
  • Proof of Billing (electricity, water, landline)
  • Latest 2 months payslips
  • Certificate of Employment with Compensation

What customers are saying

Simple Process

Their simple online application is a blessing. It was a lot easier to pay for my daughter’s wedding dress thanks to Vidalia. It was stress free.

Mother of the bride from Sta. Mesa received a loan to help pay for daughter’s wedding

The best out there

I applied for a loan and got it fast now I can buy that motorcycle I have been eyeing for awhile now.

Nestor R. from Pasig
received a loan to help buy his bike

Swift and Clear

The small loans that I got helped me with paying off high interest personal loans and pay off a medical bill. The process was swift and clear, from the start to finish.

Karen from Ortigas
consolidated her debt

Credit decision within 1-2 days

Credit without Collateral

Loan up to ₱100,000

FAQ

The answer to your questions.

Where can I use my personal loan?
How fast can I get a loan?
How do I pay?
Copyright © 2008-2018 Vidalia Lending Corp.
All Rights Reserved.
Vidalia Lending Corp. is authorised and regulated by Securities and Exchange Commission (SEC) with License No. CS200813771 issued October 2008. Vidalia Lending is incorporated with registered office at Unit 601 Summit One Tower #530 Shaw Boulevard Mandaluyong City, Metro Manila Philippines