Use a personal loan for major events and expenses
Getting a low, fixed rate personal loan through Vidalia is more ideal than using a high-interest credit card when doing a large purchase. In addition to this a personal loan can be used for unplanned or planned investment.
FINANCE YOUR SPECIAL DAY
Weddings can be expensive. Minimize the financial stress with a personal loan.
PLAN A DREAM VACATION
No matter where your wanderlust takes you, a personal loan can be a responsible way to pay for your trip.
COVER AN UNEXPECTED EXPENSE
If life throws something unexpected your way, a personal loan can help you keep your debt under control and your finances on track.
Pay for your purchase in installments with a personal loan
The same week I applied for a loan the same week I got it in my back account. Needed the loan for a major purchase. Thanks Vidalia Lending
How it works
Fast Money. Easy application.
Quick online application
Tell us about yourself and how much you want to borrow.
Confirmation of your infos, phone interviews, and submission of documents online.
Get your money
Pick up your loan check at our offices Monday-Friday. Option to deposit to your bank account available.
We deposit the bank checks from you. Make sure its funded before due date.
- Interest Rate - 6% per month
- Months to Pay - 2, 3, 6, 9, 12 months terms
- Monthly Amortization - Your monthly payment to Vidalia Lending
*computation results are for estimation purposes only. These do not constitute an approval nor offer by Vidalia Lending. Actual computations will be provided by your Account Officer upon loan application.
|Loan Amount||₱20,000 - ₱100,000|
|Payment Terms||2 - 12 months|
|Interest Rate||• 6% per month
• Processing Fee (5%)
• Max Annual Percentage Rate (80.6%)
|Payment Option||Post dated check (PDC)|
- Filipino, 20 - 60 years old
- At least ₱15,000.00 monthly net income for employed applicants and ₱30,000 for self-employed
- Permanent/regular employee
- Two(2) valid IDs (Company ID, Passport, Driver's License, SSS/GSIS)
- Proof of Billing (electricity, water, landline)
- Latest 2 months payslips
- Certificate of Employment with Compensation
What customers are saying
Their simple online application is a blessing. It was a lot easier to pay for my daughter’s wedding dress thanks to Vidalia. It was stress free.
The best out there
I applied for a loan and got it fast now I can buy that motorcycle I have been eyeing for awhile now.
Swift and Clear
The small loans that I got helped me with paying off high interest personal loans and pay off a medical bill. The process was swift and clear, from the start to finish.
Credit decision within 1-2 days
Credit without Collateral
Loan up to ₱100,000
The answer to your questions.
You have the freedom to use your personal loan on any major expense:
- Medical expenses
- Special events
However you can’t use a personal loan for anything illegal, investments, gambling and college.
It depends on what we need from you, it usually takes 2-5 days but it may be longer if you dont submit your docs on time. But you can complete the process from your home and phone
When you get a personal loan at Vidalia , you can choose to pay automatically each month from your bank account, post dated check (PDC). You will receive an email before a couple of days of the payment so you can make sure that your account isn’t empty.
Since you have scheduled payments and there's a fixed loan term you will know the exact date when you will be debt free.