Apply online in just few minutes

  • 3-12 months terms

  • Fixed regular payments

  • No hidden fees


Need money? Apply for up to ₱500,000.

✓ Apply online in just few minutes

✓ Get your money in 2-5 days

✓ Make fixed regular payments

Join the thousands of customers we’ve helped since 2008

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Personal Loans

Do you need cash for home improvement, to pay off credit cards, to consolidate your debt, or cover major expenses, and other personal expenses? No collateral is needed, Apply Online today!

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Salary Loan

You are a regular employee and you need cash as soon as possible? We offer cash loan with flexible installments, No guarantor is Needed.

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Business Loans

Providing you business financing so you can focus on other aspects of running your business. Our term loan features fixed regular payments and low interest. We have unsecured business loans and collateral business loans.

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E-commerce Loans

Are you planning to expand your online business or do you want to improve its cash flow to properly fund operations? Vidalia Lending's E-Commerce Loan is the solution you need to meet your working capital requirements.

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Appliance Loan

Elevate your space with our Appliance Loan! Get up to ₱150,000 in funding for dream appliances. Quick online application, flexible 3-12 month payments, and convenient PDC option are available. Transform your home or business effortlessly!

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Collateral Loan

Have assets but need funds for major expenses? Unlock the value of your investments with Sangla OR & CR's Collateral Loan. Use your vehicle as collateral to secure financing at competitive rates through a fast and secure process. Achieve your dreams today with our Collateral Loan solution.

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Lite Loan

Need to take care of minor urgent expenses like sudden medical costs, school fees, online shopping sprees, or overdue utility bills? Lite Loan's small and quick loans are the solution you need which you can pay through Gcash!

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How it Works

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Download our mobile app or sign in to our website to register and fill in all the necessary information.

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We validate your information, conduct a phone interview, and handle document submission via online chan

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Get your loan check at our office Monday to Friday.

Fast personal loans and Business Loans

Lower rates

Low-Interest Rates

Our borrowers enjoy lower rates compared to other cash loan providers.

Quick and easy

Fast and Simple

The process is remarkably fast.

No prepayment penalty

Zero Prepayment Fees

You can repay your loan anytime.

Secure process

Protected Process

We protect your data and never sell it.

Borrow and get your money in 2-5 days.

  • Set regular fixed payments
  • Low interest rates and no hidden fees
  • Pay directly from your bank account, Post dated check (PDC), field collectors




Customers Served

Average Customer Rating

What our customers are saying

Better than Bank Service

It was amazing how simple it was to apply for a loan and how fast the service was. The whole process only took just a few days.

Liza from Pasig City
renovate her home

Easy and Convenient

Getting a loan was stress-free and hassle free.

Donald from Quezon City
availed a personal loan

Suitable for my small business!

This is a fresh air compare to my previous loan provider. The process was simple fast and online. Now i can add more to my inventory.

Mrs. Rivera from Pasig
signed a small business loan

Credit decision within 1-2 days

Credit without Collateral

No need for Co-borrower


You have questions. We have answers.

How will I get the money?
How fast can I get a loan?
How do I pay?
Copyright © 2008- Vidalia Lending Corp.
All Rights Reserved.
Vidalia Lending Corp. is regulated by Securities and Exchange Commission (SEC) with License No. CS200813771 and Certificate of Authority No. 279 issued October 2008. Incorporated with registered office at 6/F Aster Business Center Mandala Park, 312 Shaw Boulevard, Mandaluyong City Metro Manila 1550

Please study the terms and conditions in the Disclosure Statement before proceeding with the loan transaction