Personal Expenses

Fast cash for urgent money needs available

How much do you need?

Jake used a personal loan for urgent medical bills
Jake used a personal loan for urgent medical bills

Personal Expenses

Fast cash for urgent money needs available

How much do you need?

Jake used a personal loan for urgent medical bills

Why use a personal loan for expenses?

Do you need cash to cover planned or unexpected expenses? A low, fixed rate personal loan from Vidalia Lending can be used for almost any personal reasons.

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Medical

Pay your medical bills and take care of your health.

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Utility bill or rent

Your budget was spent elsewhere and you need to pay your bills ASAP.

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other uses

you can use a personal loan for other reasonable reasons.

Pay for your sudden expenses in installments with a personal loan

  • Make your purchase, pay our bills now. Then, pay over time, with one low monthly payment that never increases
  • Apply from the comfort of your own home. Our convenient online application makes it easy
  • You have the flexibility to decide how to use your loan, because getting the money is now easier

I needed a quick loan as my relocation budget. I applied and got the money landed in about a week. Couldn't have been easier.

Vidalia Lending Customer

How it works

Apply from anywhere. Get your money fast.

Quick Online Application Image

QUICK ONLINE APPLICATION

Tell us about yourself and how much you want to borrow.

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Credit Evaluation

confirmation of your infos, phone interviews, and submission of documents online.

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Get your money

Pick up your loan check at our offices Monday-Friday. Option to deposit to your bank account available.

  CALCULATE

IMPORTANT NOTICE:

  • Interest Rate - 4-6% per month
  • Months to Pay - 2, 3, 6, 9, 12 months terms
  • Monthly Amortization - Your monthly payment to Vidalia Lending

*computation results are for estimation purposes only. These do not constitute an approval nor offer by Vidalia Lending. Actual computations will be provided by your Account Officer upon loan application.

Loan Features

Loan Amount ₱20,000 - ₱100,000
Payment Terms 2 - 12 months
Interest Rate 4-6% per month
Payment Option Post dated check (PDC)

Eligibility

  • Filipino, 20 - 60 years old
  • At least ₱15,000.00 monthly net income for employed applicants and ₱30,000 for self-employed
  • Permanent/regular employee

Requirements

  • Two(2) valid IDs (Company ID, Passport, Driver's License, SSS/GSIS)
  • Proof of Billing (electricity, water, landline)
  • Latest 2 months payslips
  • Certificate of Employment with Compensation

What customers are saying

Easy Process

I cannot tell you how much I appreciate the ease of your online loan application…this made paying for my daughter’s wedding stress free so that I can relax and enjoy the day.

Mrs. Perez from Manila

Best way to get a loan

I got the loan that I applied for, and got the cash in 3 days…

Angelo from Paco, Manila
received a loan for housing and others

Very fast and easy

My approved loan helped me settle a medical bill. The entire process was fast and easy, from application to receipt of funds.

Anne Pauline from Balintawak, QC
took a loan for medical expenses

Credit decision within 1-2 days

Credit without Collateral

Borrow up to ₱100,000

How can we help?

You have questions. We have answers.

How can I use a personal loan?
How quickly can I get a loan?
How do I make payments?
Copyright © 2008-2018 Vidalia Lending Corp.
All Rights Reserved.
Vidalia Lending Corp. is authorised and regulated by Securities and Exchange Commission (SEC) with License No. CS200813771 issued October 2008. Vidalia Lending is incorporated with registered office at Unit 601 Summit One Tower #530 Shaw Boulevard Mandaluyong City, Metro Manila Philippines