Lite Loan

Small Loans for any cash needs.
No paperwork, 100% Online Transaction

Lite Loan

Small Loans for any cash needs. No paperwork, 100% Online Transaction



  • Interest Rate - 6% per month
  • Months to Pay - 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12 months terms
  • Monthly Amortization - Your monthly payment to Vidalia Lending

*computation results are for estimation purposes only. These do not constitute an approval nor offer by Vidalia Lending. Actual computations will be provided by your Account Officer upon loan application.

Loan Features

Loan Amount ₱2,000 - ₱15,000

Get a Personal Loan for higher amount and lower fees
Payment Terms 2 - 12 months
Interest Rate • Monthly Interest Rate (6.5%)
• Processing Fee (5%)
• Max Annual Percentage Rate (185%)
Payment Option • Bank Deposit (Over the counter, Online Banking, ATM)
• Dragon Pay (7-11, Cebuana, LBC, SM Robinson Payment Centers and Bayad Centers)


  • Filipino, 21 - 40 years old living in Metro Manila
  • At least ₱15,000.00 monthly salary
  • Permanent employee
  • Entrepreneurs with store operating for at least 1 year


  • 1 valid ID (Passport, Driver's License, SSS)
  • 1 Proof of Billing (electricity, water, landline)
  • Latest 1 month payslip or proof of income

Please make sure that you have read and understood the Terms of Use and the Privacy Policy. Before confirming your loan application, make sure that you have read and agreed to the Disclosure Statement during the loan application process, including the terms and conditions of the loan agreement as per R.A. No. 3765 or the “Truth In Lending Act.

Why apply for a lite loan?

Get the fast cash you need to pay for any expenses and cash needs.

Other uses

You can use a lite loan for personal reasons.

Any type of expense bill

You need to pay your bills now.

All purpose cash needs

You can use it to pay urgent cash needs.

How it works

Apply from anywhere. Get your money fast.

Quick online application

Tell us about yourself and how much you want to borrow.

Credit Evaluation

Confirmation of your infos, phone interview, and sending of your docs online.

Get your money

We deposit your money to your bank account within 24 hours upon approval.

Make Repayment

Pay at the bank, online banking or ATMs.

Why Choose Us?

Transparent Cost

Clear Cost

All costs are shown directly on our website, you may use our online calculator to calculate all the amount you need to pay before you decide.
Simple Procedure

Uncomplicated Process

We have simplified all transactions to make it easier for you to have your needed cash in no time. Just apply online, no collateral, no hidden fees.
We Are Fast

Speedy Transaction

Upon loan approval, your money will be sent to you immediately and directly to your account.
Always there for you – any time, any place

Always ready to help – whenever, wherever

We understand your needs and we make sure that all procedures are done online for your own convenience. Apply and get the cash even if you’re at home.
Flexible repayment term

Amenable Terms

In an unexpected occurrence to which the borrower is not at fault, Vidalia Lending may offer a repayment extension depending on the circumstance/s.
Helping you make life easy

Helping is our Top Priority

We offer the best solutions for your Financial needs. You may choose from our Personal, Salary, Business, Small Business and Lite Loans.

Get a hold of your urgent financial needs

  • Lite Loan lets you pay urgent bills, cash to buy things or even supply your daily expenses until payday.
  • Apply online, wait for our confirmation within 24 hours.
  • Get your cash just within 1-2 days.

My daily budget fell short a week before our salary, I immediately applied online in Vidalia’s Lite Loan and I was able to get the money right after my loan was approved. That fast! Thank you Vidalia!

Vidalia Lending Customer

What customers are saying

Very Convenient!

You can apply online even through your phone, their processing associates are also super friendly.

Donald V. from Sta. Mesa

Customer Service was A+

I received a call within 24hrs, I must say their customer representative was very informative and she was able to answer all my questions.

Tirso from Makati City

Salamat Vidalia!

I got the money just within 2 days. Vidalia Lending is one reliable source for your finances! Salamat ng marami!

Joan from Quezon City

Credit decision within 1-2 days

Credit without Collateral

Borrow up to ₱20,000

How can we help?

You have questions. We have answers.

How can I use a lite loan?
How quickly can I get a loan?
How do I make payments?
Copyright © 2008- Vidalia Lending Corp.
All Rights Reserved.
Vidalia Lending Corp. is regulated by Securities and Exchange Commission (SEC) with License No. CS200813771 and Certificate of Authority No. 279 issued October 2008. Incorporated with registered office at 6/F Aster Business Center Mandala Park, 312 Shaw Boulevard, Mandaluyong City Metro Manila 1550

Please study the terms and conditions in the Disclosure Statement before proceeding with the loan transaction