Lite Loan

Free yourself from unexpected expenses.
Get small loans now

Lite Loan

Free yourself from unexpected expenses. Get small loans now.

Why apply for a lite loan?

Get the fast cash you need to pay for any expenses and cash needs.


You can use a lite loan for personal reasons.


You need to pay your bills now.


You can use it to pay urgent cash needs.

Get a hold of your urgent financial needs

  • Lite Loan lets you pay urgent bills, cash to buy things, or even supply your daily expenses until payday.
  • Apply online, and wait for our confirmation within 24 hours.
  • Get your loan within 2-5 days.

My daily budget fell short a week before our salary, I immediately applied online in Vidalia’s Lite Loan and I was able to get the money right after my loan was approved. That fast! Thank you, Vidalia!

Vidalia Lending Customer

How it Works


Download our mobile app or sign in to our website to register and fill in all the necessary information.


We validate your information, conduct a phone interview, and handle document submission via online channels.


Get your loan check at our office from Monday to Friday.


Pay your loan easily with Gcash.

Loan Features

Loan Amount ₱12,000 fixed

Get a Personal Loan for higher amount and lower fees
Payment Terms 4 months fixed
Interest Rate 6% per month
Processing Fee 5% of Loan Amount
Maximum Annual Percentage Rate (APR) 90.60%
Payment Option GCash


  • Filipino, 21 - 59 years old
  • Residing within Metro Manila
  • At least ₱15,000.00 monthly net income for employed applicants
  • Permanent/regular employee


  • Latest Proof of Billing of Residence: Electric/ Water - 1 month
  • Valid 2 ID
  • Latest Payslip - 1 month
  • *Additional requirements may be requested during the application.

Please make sure that you have read and understood the Terms of Use and the Privacy Policy. Before confirming your loan application, make sure that you have read and agreed to the Disclosure Statement during the loan application process, including the terms and conditions of the loan agreement as per R.A. No. 3765 or the “Truth In Lending Act.



  • Interest Rate - 6% per month
  • Months to Pay - 4 months fixed
  • Monthly Amortization - Your monthly payment to Vidalia Lending

*computation results are for estimation purposes only. These do not constitute an approval nor offer by Vidalia Lending. Actual computations will be provided by your Account Officer upon loan application.

Why Choose Us?

Transparent Cost

Clear Cost

All costs are shown directly on our website, you may use our online calculator to calculate the amount you need to pay before you decide.
Simple Procedure

Uncomplicated Process

We have simplified all transactions to make it easier for you to have your needed cash in no time. Just apply online, with no collateral, and no hidden fees.
We Are Fast

Quick Funding

Once your loan gets approved, you'll receive the money through a bank check.
Always there for you – any time, any place

Always ready to help – whenever, wherever

We understand your needs and we make sure that all procedures are done online for your convenience. Apply and claim the loan check at our office.
Flexible repayment term

Amenable Terms

In an unexpected occurrence for which the borrower is not at fault, Vidalia Lending may offer a repayment extension depending on the circumstance/s.
Helping you make life easy

Helping is our Top Priority

We offer the best solutions for your Financial needs. You may choose from our Personal, Salary, Business, Small Business, and Lite Loans.

What customers are saying

Very Convenient!

You can apply online even through your phone, their processing associates are also super friendly.

Donald V. from Sta. Mesa

Customer Service was A+

I received a call within 24hrs, I must say their customer representative was very informative and she was able to answer all my questions.

Tirso from Makati City

Salamat Vidalia!

I got the money just within 2 days. Vidalia Lending is one reliable source for your finances! Salamat ng marami!

Joan from Quezon City

Credit decision within 1-2 days

Credit without Collateral

Borrow fixed ₱12,000


You have questions. We have answers.

How can I use a lite loan?
How fast can I get a loan?
How do I pay?
Copyright © 2008- Vidalia Lending Corp.
All Rights Reserved.
Vidalia Lending Corp. is regulated by Securities and Exchange Commission (SEC) with License No. CS200813771 and Certificate of Authority No. 279 issued October 2008. Incorporated with registered office at 6/F Aster Business Center Mandala Park, 312 Shaw Boulevard, Mandaluyong City Metro Manila 1550

Please study the terms and conditions in the Disclosure Statement before proceeding with the loan transaction