Why apply for a lite loan?
Get the fast cash you need to pay for any expenses and cash needs.
OTHER USES
You can use a lite loan for personal reasons.
ANY TYPE OF EXPENSE BILL
You need to pay your bills now.
ALL-PURPOSE CASH NEEDS
You can use it to pay urgent cash needs.
Get a hold of your urgent financial needs
My daily budget fell short a week before our salary, I immediately applied online in Vidalia’s Lite Loan and I was able to get the money right after my loan was approved. That fast! Thank you, Vidalia!
How it Works
APPLY ONLINE
Download our mobile app or sign in to our website to register and fill in all the necessary information.
CREDIT ASSESSMENT
We validate your information, conduct a phone interview, and handle document submission via online channels.
GET YOUR MONEY
Get your loan check at our office from Monday to Friday.
MAKE REPAYMENT
Pay your loan easily with Gcash.
Loan Features
| Loan Amount | ₱12,000 fixed
Get a Personal Loan for higher amount and lower fees |
| Payment Terms | 4 months fixed |
| Interest Rate | 6% per month |
| Processing Fee | 5% of Loan Amount |
| Maximum Annual Percentage Rate (APR) | 90.60% |
| Payment Option | GCash |
Eligibility
- Filipino, 21 - 59 years old
- Residing within Metro Manila
- At least ₱15,000.00 monthly net income for employed applicants
- Permanent/regular employee
Requirements
- Latest Proof of Billing of Residence: Electric/ Water - 1 month
- Valid 2 ID
- Latest Payslip - 1 month
- *Additional requirements may be requested during the application.
Please make sure that you have read and understood the Terms of Use and the Privacy Policy. Before confirming your loan application, make sure that you have read and agreed to the Disclosure Statement during the loan application process, including the terms and conditions of the loan agreement as per R.A. No. 3765 or the “Truth In Lending Act.
Why Choose Us?
Clear Cost
Uncomplicated Process
Quick Funding
Always ready to help – whenever, wherever
Amenable Terms
Helping is our Top Priority
What customers are saying
Very Convenient!
You can apply online even through your phone, their processing associates are also super friendly.
Customer Service was A+
I received a call within 24hrs, I must say their customer representative was very informative and she was able to answer all my questions.
Salamat Vidalia!
I got the money just within 2 days. Vidalia Lending is one reliable source for your finances! Salamat ng marami!
Credit decision within 1-2 days
Credit without Collateral
Borrow fixed ₱12,000
FAQS
You have questions. We have answers.