Debt Consolidation

Take control of your debt

How much do you need?

Jerry and Annalyn used a personal loan from Vidalia Lending to consolidate debt of their credit cards.
Ryan and Melissa used a personal loan through Vidalia Lending to consolidate their credit card debt.

Debt Consolidation

Take control of your debt

How much do you need?

Ryan and Melissa used a personal loan through Vidalia Lending to consolidate their credit card debt.

Consolidate your debt with a Personal loan

Simplify your finances and lower your interest rate.

Easy Single Payment Image

Easy single payment

Goodbye to multiple bills and settle the debt in one payment.

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Get a fixed rate

No to monthly payment hike, yes to cheap fixed rate.

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Better than a credit card

A fixed-rate loan gives a better credit score. Goodbye high credit card fees.

Managing to find a loan that lets me pay once a month to be able to pay all of my credit cards was a blessing. Now, in three years time I will be debt free and back on track with my life. Never again to credit cards. Thank you.

Vidalia Customer

How it works

Claim your money fast. Easy application.

Quick Online Application Image

Quick Online Application

Tell us about you and the amount you’ll borrow.

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Credit Evaluation

confirmation of your infos, phone interviews, and submission of documents online.

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Get your money

Pick up your loan check at our offices Monday-Friday. Option to deposit to your bank account available.

  CALCULATE

IMPORTANT NOTICE:

  • Interest Rate - 4-6% per month
  • Months to Pay - 2, 3, 6, 9, 12 months terms
  • Monthly Amortization - Your monthly payment to Vidalia Lending

*computation results are for estimation purposes only. These do not constitute an approval nor offer by Vidalia Lending. Actual computations will be provided by your Account Officer upon loan application.

Loan Features

Loan Amount ₱20,000 - ₱100,000
Payment Terms 2 - 12 months
Interest Rate 4-6% per month
Payment Option Post dated check (PDC)

Eligibility

  • Filipino, 20 - 60 years old
  • At least ₱15,000.00 monthly net income for employed applicants and ₱30,000 for self-employed
  • Permanent/regular employee

Requirements

  • Two(2) valid IDs (Company ID, Passport, Driver's License, SSS/GSIS)
  • Proof of Billing (electricity, water, landline)
  • Latest 2 months payslips
  • Certificate of Employment with Compensation

What customers are saying

Debt Merging

Perfect for those who wants to consolidate plus it has a low interest rate. Thanks Vidalia

Jocel from Pasay City
consolidated her debt

A financial relief

It is a lot easier to have a single monthly payment for 1 year with a low interest rate than to have different debts. No more penalties and finance charges.

Janet from Quezon city
consolidated her debt

The Future of banking

Just thank you words for Vidalia Lending. With their help, i know now the date when i'll be debt free!

Joel from Novaliches
consolidated his debt

Credit decision within 1-2 days

Credit without Collateral

Loan up to ₱100,000

FAQ

The answer to your questions.

How much do I save by consolidating my debt?
How will the money be given to me?
How fast can I get a loan?
Copyright © 2008-2018 Vidalia Lending Corp.
All Rights Reserved.
Vidalia Lending Corp. is authorised and regulated by Securities and Exchange Commission (SEC) with License No. CS200813771 issued October 2008. Vidalia Lending is incorporated with registered office at Unit 601 Summit One Tower #530 Shaw Boulevard Mandaluyong City, Metro Manila Philippines