We offer quick online application. Just click BORROW on the top of the webpage. Fill out the online form and wait for a response within 24 hours. For your convenience, we don't entertain walk-in applicants.

Our process is simple and quick. Apply online and give us your personal information. Our credit evaluation team will review your application if you're qualified or not. Once approved, send us the required documents. Our office is open Monday-Friday for you to sign the loan documents.

We no longer offer OFW, Beneficiary, Seaman, Allottee, Migrant Loan.

We no longer offer OFW, Beneficiary, Seaman, Allottee, Migrant Loan.

Kindly make a follow up on the email that was sent to you. If you have not received any response, you may send SMS or call us at these numbers
(02) 8534 2556 | 7718 0358
0939 927 2375 SMART
0917 328 4072 GLOBE

The minimum amount you can borrow is PHP5,000 and the maximum amount is PHP500,000 for business loans. The actual amount you can borrow will depend on your qualifications.

You will be making the payments through post-dated checks due monthly or bi-monthly. You can also settle by making a deposit and payment to our depository banks. And through our field collectors on daily/weekly basis.

Payback periods for loans can vary from 3 months to 12 months.

We wish to be informed in advance if you will not be able to make a payment. We know that even if you want to pay us back, there may be circumstances beyond your control that will prevent you from doing so. If you inform us ahead of time, we will do our best to come up with a suitable payment schedule for your situation. We will also be charging penalties for every monthly payment missed.

We do not charge an application fee or any other fee before we evaluate your loan application. We only charge a processing fee after we have approved your loan request. The processing fee will be deducted from the loan principal.

Loan applications are processed within 1-5 business days after receiving your application. Always check your email or cellphone for updates and send your required docs on time for faster processing.

If you fail to settle your loan, trust us to get in contact with you first. We will do our best to reach you so that we can create a payment scheme suitable to your current financial situation that will enable you to fulfill your legal obligations as stated in the loan contract you have signed. In the event that our efforts to have the loan settled are unsuccessful, the company has the right to take the legal action necessary to enforce the terms of the loan contract.

As stated in Republic Act No. 4885:
“By post-dating a check, or issuing a check in payment of an obligation when the offender had no funds in the bank, or his funds deposited therein were not sufficient to cover the amount of check. The failure of the drawer of the check to deposit the amount necessary to cover his check within three (3) days from receipt of notice from the bank and/or the payee or holder that said check has been dishonored for lack of insufficiency of funds shall be prima facie evidence of deceit constituting false pretense or fraudulent act.”

All of our loans have monthly interest rates that range from 4%-6%. loan terms is 3-12 months only.
and payable daily, weekly, semi-monthly, monthly.

Keep the following in mind when you apply for a loan:

• Read the contract carefully and make sure you understand the terms before signing.
• Do not overstate your income, employment duration and assets.
• Be honest about past or current credit problems; report all your debts.
• Do not list fake details on your loan application and do not give false supporting documents.

Please browse the different loan products on our website. You will find the required documents and qualification at the bottom page.

We offer non-collateral loans. We require a collateral for loans above PHP 100,000.00

We offer personal loans, salary loans and business loans.

Vidalia Lending Corp. is regulated by Securities and Exchange Commission (SEC) with License No. CS200813771 and COA No. 279 issued October 2008. Incorporated with registered office at Unit 601 Summit One Tower #530 Shaw Boulevard Mandaluyong City, 1552 Metro Manila Philippines

None. We also have no incentive scheme.

Vidalia Lending started doing business on October, 2008

Yes! We are a licensed lending company and have records at SEC and BIR. Including a Business permit issued in Mandaluyong City.

Vidalia is not offering shares, stocks or securities of the company.

Yes, you are free to come over in our office to check our company. Please get an appointment first so that we can assist you properly.