Appliance Loan

Appliance Loan

Upgrade Your Living Space, Elevate Your Business

Appliance Loan

Upgrade Your Living Space, Elevate Your Business

Why apply for an appliance loan?

Elevate your spaces stress-free. Bring your dream appliances home without breaking the bank, or enhance your business with our flexible financing options.

Appliance Loan

Upgrade Your Home Appliances

Improve your home's functionality by using our loan for upgrading appliances.

Appliance Loan

Equip Your Business with Essential Appliances.

Our financing option provides the necessary appliances for your business needs.

Appliance Loan

Invest in Appliances for Your Online Business.

Enhance your online business activities with appliances financed by our loan.

Get the appliances you need with up to ₱150,000 in funding

  • Experience quick online application
  • 3-12 month payment flexibility
  • Make Convenient PDC payments

₱500 Million +


300,000 +

Customers Served

Average Customer Rating

How it Works

Appliance Loan


Download our mobile app or sign in to our website to register and fill in all the necessary information.

Appliance Loan


We validate your information, conduct a phone interview, and handle document submission via online channels.

Appliance Loan


Get your loan check at our office from Monday to Friday.

Appliance Loan


Make sure to fund your issued post-dated checks before the due date.

Credit decision within 1-2 days

Credit without Collateral

Borrow up to ₱150,000

Loan Features

Loan Amount ₱20,000 to ₱150,000
Payment Terms 3 to 12 months
Interest Rate 5% to 6% per month
Processing Fee 5% of Loan Amount
Maximum Annual Percentage Rate (APR) 80.60%
Payment Option Post-dated check (PDC)


  • Filipino, 21 - 59 years old
  • At least ₱15,000.00 monthly net income and ₱20,000.00 for business owners
  • Regular employee or business must be 2 years in existence or 1 year practicing, if professional


  • Two(2) valid IDs (Passport, Driver's License, SSS/GSIS, UMID, TIN, PRC, Postal)
  • Proof of Billing
  • Proof of Income
  • Business Owner: Record of Sales - Latest 3 months
  • Employed Individual: Payslips - Latest 2 months
  • *Additional requirements may be requested during the application.
Please make sure that you have read and understood the Terms of Use and the Privacy Policy. Before confirming your loan application, make sure that you have read and agreed to the Disclosure Statement during the loan application process, including the terms and conditions of the loan agreement as per R.A. No. 3765 or the “Truth In Lending Act.

Borrow with Ease, Enjoy Your Appliances Sooner!

Appliance Loan

You can borrow from ₱20,000 up to ₱150,000!

Appliance Loan

Competitive Rate of 5-6% and no hidden fees.

Appliance Loan

Flexible payment terms of 3 to 12 months.

Appliance Loan

Repay conveniently via post-dated checks.



  • Interest Rate - 5% to 6% per month
  • Months to Pay - 3, 4, 5, 6, 7, 8, 9, 10, 11, 12 months terms
  • Monthly Amortization - Your monthly payment to Vidalia Lending

*computation results are for estimation purposes only. These do not constitute an approval nor offer by Vidalia Lending. Actual computations will be provided by your Account Officer upon loan application.


You have questions. We have answers.

How do I qualify for an appliance loan?
How fast can I get a loan?
How do I pay?
Copyright © 2008- Vidalia Lending Corp.
All Rights Reserved.
Vidalia Lending Corp. is regulated by Securities and Exchange Commission (SEC) with License No. CS200813771 and Certificate of Authority No. 279 issued October 2008. Incorporated with registered office at 6/F Aster Business Center Mandala Park, 312 Shaw Boulevard, Mandaluyong City Metro Manila 1550

Please study the terms and conditions in the Disclosure Statement before proceeding with the loan transaction