Salary Loan

Salary Loan

Cash for urgent financial needs

Richard applied for a salary loan for urgent personal cash needs.
Richard applied for a salary loan for urgent personal cash needs.

Salary Loan

Cash for urgent financial needs

How much do you need?

Richard applied for a salary loan for urgent personal cash needs.

Why apply for a salary loan?

A low, fixed-rate salary loan from Vidalia Lending
Get the cash you need to pay for planned expenses and immediate needs.

Salary Loan


Pay your hospital, medical, laboratory, and medicines.

Lending Philippines


You need to pay your bills.

Salary Loan


You can use a salary loan for other personal reasons.

Pay for your expenses in installments with a salary loan

  • Pay our bills and make your purchase now. Then, pay over time with a fixed low monthly payment
  • Apply online from your own home. Our online application makes it easy for anyone
  • You are free to decide on how to use your loan because getting the cash is easier now

I needed a salary loan for my urgent budget. I applied online and got the money in 3 days. I'm very happy with their customer service.

Vidalia Lending Customer

How it Works

Apply from anywhere. Get your money fast.

Salary Loan


Download our mobile app or sign in to our website to register and fill in all the necessary information.

Salary Loan


We validate your information, conduct a phone interview, and handle document submission via online channels.

Salary Loan


Get your loan check at our office from Monday to Friday.

Salary Loan


Make sure to fund your issued post-dated checks before the due date.



  • Interest Rate - 6% per month
  • Months to Pay - 3, 4, 5, 6, 7, 8, 9, 10, 11, 12 months terms
  • Monthly Amortization - Your monthly payment to Vidalia Lending

*computation results are for estimation purposes only. These do not constitute an approval nor offer by Vidalia Lending. Actual computations will be provided by your Account Officer upon loan application.

Loan Features

Loan Amount ₱20,000 - ₱100,000
Payment Terms 3 to 12 months
Interest Rate 6% per month
Processing Fee 5% of Loan Amount
Maximum Annual Percentage Rate (APR) 80.60%
Payment Option Post dated check (PDC)


  • Filipino, 21 - 59 years old
  • At least ₱15,000.00 monthly net income for employed applicants and ₱30,000 for self-employed
  • Permanent/regular employee


  • Two(2) valid IDs (Company ID, Passport, Driver's License, SSS/GSIS)
  • Proof of Billing (electricity, water, landline)
  • Latest 2 months payslips
  • Certificate of Employment with Compensation
  • *Additional requirements may be requested during the application.
Please make sure that you have read and understood the Terms of Use and the Privacy Policy. Before confirming your loan application, make sure that you have read and agreed to the Disclosure Statement during the loan application process, including the terms and conditions of the loan agreement as per R.A. No. 3765 or the “Truth In Lending Act.

What customers are saying

Fast Process and convenient

I applied online using my cellphone, interview and submit requirements on the 2nd day, and got my cash on the 3rd day.

Donald V. from Sta. Mesa

Online loan application rocks!

Took me 2 days to apply online and get the cash at their office.

Tirso from Makati City

Fast and great customer service

I applied at night and was interviewed the next day.

Joan from Quezon City
cash loan for immediate family needs

Credit decision within 1-2 days

Credit without Collateral

Borrow up to ₱50,000


You have questions. We have answers.

How can I use a salary loan?
How fast can I get a loan?
How do I make payments?
Copyright © 2008- Vidalia Lending Corp.
All Rights Reserved.
Vidalia Lending Corp. is regulated by Securities and Exchange Commission (SEC) with License No. CS200813771 and Certificate of Authority No. 279 issued October 2008. Incorporated with registered office at 6/F Aster Business Center Mandala Park, 312 Shaw Boulevard, Mandaluyong City Metro Manila 1550

Please study the terms and conditions in the Disclosure Statement before proceeding with the loan transaction