Why apply for a salary loan?
A low, fixed rate salary loan from Vidalia Lending
Get the cash you need to pay for planned expenses and immediate needs.
Medical and Health
Pay your hospital, medical, laboratory, and medicines.
Any type of expense bill
You need to pay your bills.
All purpose cash needs
You can use a salary loan for other personal reasons.
Pay for your expenses in installments with a salary loan
I needed a salary loan for my urgent budget. I applied online and got the money in 3 days. I'm very happy with their customer service.
How it works
Apply from anywhere. Get your money fast.
Quick online application
Tell us about yourself and how much you want to borrow.
Confirmation of your infos, phone interviews, and submission of documents online.
Get your money
Pick up your loan check at our offices Monday-Friday. Option to deposit to your bank account available.
We deposit the bank checks from you. Make sure its funded before due date.
|Loan Amount||₱20,000 - ₱50,000|
|Payment Terms||2 - 12 months|
|Interest Rate||• 6%
• Processing Fee (5%)
• Max Annual Percentage Rate (80.6%)
|Payment Option||Post dated check (PDC)|
- Filipino, 20 - 60 years old
- At least ₱15,000.00 monthly net income for employed applicants and ₱30,000 for self-employed
- Permanent/regular employee
- Two(2) valid IDs (Company ID, Passport, Driver's License, SSS/GSIS)
- Proof of Billing (electricity, water, landline)
- Latest 2 months payslips
- Certificate of Employment with Compensation
What customers are saying
Fast Process and convenient
I applied online using my cellphone, interview and submit requirements on the 2nd day, and got my cash on the 3rd day.
Online loan application rocks!
Took me 2 days to apply online and get the cash at their office.
Fast and great customer service
I applied at night and was interviewed the next day.
Credit decision within 1-2 days
Credit without Collateral
Borrow up to ₱50,000
How can we help?
You have questions. We have answers.
You can use a personal loan for just about any major expense:
- Weddings and other special events
- Unexpected expenses, like car or home repairs
- Medical expenses for you, your family, or your pets
- Taxes that are higher than you expected
There are just a few things you can’t use a personal loan for, including investments, gambling, education after high school, and anything illegal.
It depends on what we need from you, it usually takes 2-5 days but it may be longer if you dont submit your docs on time. But you can complete the process from your home and phone
When you get a salary loan at Vidalia Lending, you can choose to pay automatically each month from your bank account or post dated check (PDC).
Since you have scheduled payments and there's a fixed loan term you will know the exact date when you will be debt free.