Business Loan

Funds ready to help your business grow

Joan signed a unsecured business loans to add more products and inventory during the peak season of customers
Joan signed a unsecured business loans to add more products and inventory during the peak season of customers

Easy and affordable Business Loan available

Joan signed a unsecured business loans to add more products and inventory during the peak season of customers
Loan Between Image

Loan ₱20,000 to ₱300,000

No Prepayment And Penalty Fees Image

No prepayment penalty fees

Fix Interest Image

Permanent interest rates that will never change

Terms With Fixed Payments Image

A term of 3-12 months with fixed payments

Why get a business loan?

Start building your future today

New Equipment Image

Invest in new equipment

Purchase new equipment to improve the performance of the company.

New Equipment Image

Smooth cash flow or cover payroll

With extra funds in your account, you do not have to think about payables and upcoming payroll payments.

Hire More Staff Image

Hire more staff

A company cannot run without its people. Invest in your most valuable resource - your employees.

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Grow the business

An expanding business is a growing business. Give it a try.



  • Interest Rate: 3% to 5% per month
  • Months to Pay - 3, 4, 5, 6, 7, 8, 9, 10, 11, 12 months terms
  • Monthly Amortization - Your monthly payment to Vidalia Lending

*computation results are for estimation purposes only. These do not constitute an approval nor offer by Vidalia Lending. Actual computations will be provided by your Account Officer upon loan application.

The benefits of a Business Loan

Flexible Funds Image

Easy Repayment

You will repay your loan monthly by funding your checking account.
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Transparent Terms

Vidalia Lending offers business loans with simple payments and no prepayment penalties. You can review your payment schedule before taking a loan to avoid surprises.
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Simple Process

You just have to apply online and provide the required documents asked. A phone interview will be done to assess your application then you’re good to go.
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Convenient Access

Apply online or contact us by email, SMS, or FB. or ask one of our field representatives for a personal consultation.
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Trusted by Thousands

We have been serving Vidalia customers since October 2008 and have collaborated with businesses across various industries for years.
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Personal Service

Our in-house team of experts is available to assist with everything from applying to managing your account and maximizing your capital.

You focus on the business. We focus on the funding

A suitable credit for your business

No Obligations Image

No obligation

It's free to apply, and there's no cost until you sign the loan documents.
Get Cash Image

Get cash up to ₱300,000

Get the security of working capital that's ready when you are.
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Convenient access

Apply online, get approved, and let us deposit to your bank account without going to our office.
Fund When In Need Image

Funds when you need them

Take the money you need now and rest easy knowing your fund will be there when needed.

How it Works

Business Loan


Download our mobile app or sign in to our website to register and fill in all the necessary information.

Business Loan


We validate your information, conduct a phone interview, and handle document submission via online channels.

Business Loan


Get your loan check at our office from Monday to Friday.

Business Loan


Make sure to fund your issued post-dated checks before the due date.

Loan Features

Loan Amount ₱20,000 - ₱300,000
Payment Terms 3 to 12 months
Interest Rate 5% per month
Processing Fee 5% of Loan Amount
Maximum Annual Percentage Rate (APR) 68.00%
Payment Option Post dated check (PDC)


  • Filipino, 21 - 59 years old
  • With minimum Net Monthly Income of ₱20,000.00
  • Business must be 2 year in existence or 1 year practicing, if professional


  • Two(2) valid IDs (Company ID, Passport, Driver's License, SSS/GSIS)
  • Proof of Billing (electricity, water, landline)
  • Photocopy of Latest Business/Mayor's Permit
  • Photocopy of Latest three (3) Months Bank Statement (under Business and/or Personal Account)
Please make sure that you have read and understood the Terms of Use and the Privacy Policy. Before confirming your loan application, make sure that you have read and agreed to the Disclosure Statement during the loan application process, including the terms and conditions of the loan agreement as per R.A. No. 3765 or the “Truth In Lending Act.


You have questions. We have answers.

How will I get the money?
How do I pay?
How do you determine the amount of cash I can get?
Copyright © 2008- Vidalia Lending Corp.
All Rights Reserved.
Vidalia Lending Corp. is regulated by Securities and Exchange Commission (SEC) with License No. CS200813771 and Certificate of Authority No. 279 issued October 2008. Incorporated with registered office at 6/F Aster Business Center Mandala Park, 312 Shaw Boulevard, Mandaluyong City Metro Manila 1550

Please study the terms and conditions in the Disclosure Statement before proceeding with the loan transaction