Business Loan

Easy and affordable Business Loan available

How much do you need?

Rose availed a term loan to improve and renovate her bakery resulting in more visits from new customers
Rose availed a term loan to improve and renovate her bakery resulting in more visits from new customers

Easy and affordable Business Loan available

How much do you need?

Rose availed a term loan to improve and renovate her bakery resulting in more visits from new customers
Loan Between Image

Loan ₱100,000 to ₱500,000

No Prepayment And Penalty Fees Image

No prepayment and penalty fees

Fix Interest Image

Permanent interest rates that will never change

Terms With Fixed Payments Image

A term of 2-12 months with fixed payments

Why get a business loan?

Start building your future today

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New Equipment

Purchase new equipment in order to improve the performance of the company.

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Merge Debts

Use a simple transparent monthly payment instead of a high interest debt in order to free up cash flow to run your business.

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Additional manpower

A company cannot run without it’s people. Invest in your most valuable resource - your employees.

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Grow the business

An expanding business is a growing business. Give it a try.



  • Interest Rate - 4% per month
  • Months to Pay - 2, 3, 6, 9, 12 months terms
  • Monthly Amortization - Your monthly payment to Vidalia Lending

*computation results are for estimation purposes only. These do not constitute an approval nor offer by Vidalia Lending. Actual computations will be provided by your Account Officer upon loan application.

Business loans that fit your business

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Flexible Funds

You decide when to repay your loan. Re-payment terms can be bi-monthly or monthly. We accepts post dated check and automatic debit arrangement.
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Transparent Terms

Vidalia Lending business loans have simple payments with no prepayment penalties. You can review your payment schedule before taking a loan so there won't be any surprises.
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Simple Process

Apply Online or ask our field loan specialist to visit your place. This lets us evaluate your business right away without requiring you to submit financial documents.
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Convenient Access

Apply online or contact us on email, sms, or FB. or ask one of our field representatives for personal consultation.
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Trusted by Thousands

We have been servicing Vidalia customers since October 2008. We have worked with different businesses in various industries for years.
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Personal Service

From applying to managing your account and making the most of your capital, our in-house team of experts is here to help when you need it.

You focus on the business. We focus on the funding.

Flexible credit for your business

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No obligation

It's free to apply, and there's no cost until you signed on the loan documents
Get Cash Image

Get cash up to ₱500,000

Get the security of working capital that's ready when you are.
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Convenient access

Apply online, get approved and let us deposit to your bank account without going to our office.
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Funds when you need them

Take the money you need now and rest easy knowing your fund will be there when needed.

How it works

Apply online and receive a credit decision in 3-5 days.

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Answer simple questions about your business

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Our team will contact you to discuss and answer your questions

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Once approved, Get your loan check at our offices or we deposit to your bank if needed

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We deposit the bank checks from you. Make sure its funded before due date.

Loan Features

Loan Amount ₱100,000 - ₱500,000
Payment Terms 2 - 12 months
Interest Rate • 4% per month
• Processing Fee (5%)
• Max Annual Percentage Rate (80.6%)
Payment Option Post Dated Check


  • Filipino, 20 - 60 years old
  • With minimum Net Monthly Income of ₱50,000.00
  • Business must be 3 year in existence
  • With existing locally-issued credit card, active for 1 years and with a credit limit of at least ₱50,000.00
  • With landline or postpaid mobile number


  • Two(2) valid IDs (Company ID, Passport, Driver's License, SSS/GSIS)
  • Proof of Billing (electricity, water, landline)
  • Photocopy of Latest Business/Mayor’s Permit
  • Photocopy of Latest three (3) Months Bank Statement (under Business and/or Personal Account)
  • Photocopy of DTI Permit / SEC Registration with GIS
  • Latest ITR with Audited Financial Statement
  • 3 Trade Reference or list of Suppliers/Clients
  • Utility Bill (under client’s present home address)
Please make sure that you have read and understood the Terms of Use and the Privacy Policy. Before confirming your loan application, make sure that you have read and agreed to the Disclosure Statement during the loan application process, including the terms and conditions of the loan agreement as per R.A. No. 3765 or the “Truth In Lending Act.
Apply Now

Business Lending Reviews

Client Testimonials 1 Image

“I would recommend Vidalia Lending to any business owner who is looking for a loan with competitive interest rates, streamlined process and speed.”

Lifeway Hardware Supply
Robert M. (San Juan City)
Client Testimonials 2 Image

“Vidalia Lending customer service is very good actualy, i'm recommending them! I plan to come back for another loan to expand my business.”

RS Glass Installers
Jerry of Mandaluyong City
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“I applied online for a loan after seeing their ads on the street. I used the cash to replace the old roofing of my store”

Restaurant owner
Nestor from Pasig
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8518 0112 PLDT

0939 927 2375 SMART

0917 328 4072 GLOBE

The Vidalia Lending difference

We understand the importance of money when it comes to business. We know your business is your lifeblood. However not everyone has the chance to get the same business loans. We will always be transparent with you and there will be no hidden fees or any prepayment penalties. We will give you a client advisor that will help you throughout the process and they will always be a phone call away.

Copyright © 2008- Vidalia Lending Corp.
All Rights Reserved.
Vidalia Lending Corp. is regulated by Securities and Exchange Commission (SEC) with License No. CS200813771 and Certificate of Authority No. 279 issued October 2008. Incorporated with registered office at 6/F Aster Business Center Mandala Park, 312 Shaw Boulevard, Mandaluyong City Metro Manila 1550

Please study the terms and conditions in the Disclosure Statement before proceeding with the loan transaction