Business Loan

Funds ready to help your business grow

How much do you need?

Joan signed a unsecured business loans to add more products and inventory during the peak season of customers
Joan signed a unsecured business loans to add more products and inventory during the peak season of customers

Easy and affordable Business Loan available

How much do you need?

Joan signed a unsecured business loans to add more products and inventory during the peak season of customers
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Loan ₱20,000 to ₱200,000

No Prepayment And Penalty Fees Image

No prepayment penalty fees

Fix Interest Image

Permanent interest rates that will never change

Terms With Fixed Payments Image

A term of 3-12 months with fixed payments

Why get a business loan?

Start building your future today

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Invest in new equipment

Purchase new equipment in order to improve the performance of the company.

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Smooth cash flow or cover payroll

With extra funds in your account, you dont have to think about payables and upcoming payroll payments

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Hire more staff

A company cannot run without it’s people. Invest in your most valuable resource - your employees.

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Grow the business

An expanding business is a growing business. Give it a try.



  • Interest Rate - 5% per month
  • Months to Pay - 3, 6, 9, 12 months terms
  • Monthly Amortization - Your monthly payment to Vidalia Lending

*computation results are for estimation purposes only. These do not constitute an approval nor offer by Vidalia Lending. Actual computations will be provided by your Account Officer upon loan application.

The benefits of a business loan

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Flexible Funds

You decide when to repay your loan. We accepts daily, weekly, and bi-monthly. We accepts cash, bank check, ADA.
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Transparent Terms

Vidalia Lending business loans have simple payments with no prepayment penalties. You can review your payment schedule before taking a loan so there won't be any surprises.
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Simple Process

Apply Online or ask our field loan specialist to visit your place. This lets us evaluate your business right away without requiring you to submit financial documents.
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Convenient Access

Apply online or contact us on email, sms, or FB. or ask one of our field representatives for personal consultation.
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Trusted by Thousands

We have been servicing Vidalia customers since October 2008. We have worked with different businesses in various industries for years.
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Personal Service

From applying to managing your account and making the most of your capital, our in-house team of experts is here to help when you need it.

You focus on the business. We focus on the funding

A suitable credit for your business

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No obligation

It's free to apply, and there's no cost until you signed on the loan documents
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Get cash up to ₱200,000

Get the security of working capital that's ready when you are.
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Convenient access

Apply online, get approved and let us deposit to your bank account without going to our office.
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Funds when you need them

Take the money you need now and rest easy knowing your fund will be there when needed.

How it works

Apply online and receive a credit decision in 3-5 days.

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Answer simple questions about your business

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Our team will contact you to discuss and answer your questions

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Once approved, Get your loan check at our offices or we deposit to your bank if needed

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We deposit the bank checks from you. Make sure its funded before due date.

Loan Features

Loan Amount ₱20,000 - ₱200,000
Payment Terms 3 - 12 months
Interest Rate • 3% to 5% per month
• Processing Fee (5%)
• Max Annual Percentage Rate (80.6%)
Payment Option Post dated check (PDC), field collection


  • Filipino, 20 - 60 years old
  • With minimum Net Monthly Income of ₱20,000.00
  • Business must be 2 year in existence or 1 year practicing, if professional


  • Two(2) valid IDs (Company ID, Passport, Driver's License, SSS/GSIS)
  • Proof of Billing (electricity, water, landline)
  • Photocopy of Latest Business/Mayor's Permit
  • Photocopy of Latest three (3) Months Bank Statement (under Business and/or Personal Account)
Please make sure that you have read and understood the Terms of Use and the Privacy Policy. Before confirming your loan application, make sure that you have read and agreed to the Disclosure Statement during the loan application process, including the terms and conditions of the loan agreement as per R.A. No. 3765 or the “Truth In Lending Act.

Business Testimonials

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“Thank you Vidalia Lending for giving me added capital. Malaking tulong ito para lumago pa ang aking maliit na restaurant Maraming salamat din sa aking mabait na collector”

Aling Besh Restaurant
Judy R. (Quezon City)
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“I highly recommend Vidalia Lending because the customer service is very good. Pwede ako mag weekly bank deposit to pay my loan instead of daily collection.”

Green Bee Merchandise
Estelita B. of Mandaluyong City
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“Mabilis ang proseso at mabait ang field rep nila. 5% lang compara sa iba na 10% per month ang singilan. Sana mas malaki ang approved loan sa renewal ko”

School Supplies Store
Erlinda N. of Sta. Mesa
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8518 0112 PLDT

0939 927 2375 SMART

0917 328 4072 GLOBE

The Vidalia Lending difference

We understand the importance of money when it comes to business. We know your business is your lifeblood. However not everyone has the chance to get the same business loans. We will always be transparent with you and there will be no hidden fees or any prepayment penalties. We will give you a client advisor that will help you throughout the process and they will always be a phone call away.

Copyright © 2008- Vidalia Lending Corp.
All Rights Reserved.
Vidalia Lending Corp. is regulated by Securities and Exchange Commission (SEC) with License No. CS200813771 and Certificate of Authority No. 279 issued October 2008. Incorporated with registered office at 6/F Aster Business Center Mandala Park, 312 Shaw Boulevard, Mandaluyong City Metro Manila 1550

Please study the terms and conditions in the Disclosure Statement before proceeding with the loan transaction