Despite the expanding P2P lending activities, the practice has yet to gain wide recognition in the Philippines, but financial experts believe that it should come in no time.

Peer-to-peer (P2P) lending (also called crowdsourcing) is a method of debt financing that enables individuals to borrow and lend money without the use of an official financial institution as an intermediary, as defined by Investopedia

Now that we’re living in the digital age, P2P lending is a good alternative for both traditional loan applications and investments. Processes are faster and easier and are usually done online. With this, borrowers can save themselves from the tiring and long processes of financial institutions; and investors will have a convenient way to invest their funds.

Nestor Espenilla, the 4th governor of Bangko Sentral ng Pilipinas, believes that this new method will strengthen the capabilities of traditional finance; and if managed properly, this will create a more resilient network and diversification of risk across the financial system.

P2P Lending Benefits for Investors

Still, many Filipinos seem to remain skeptical towards P2P lending as a method of investment because of the lack of security and assurance for investors.

If you seek convenient and higher earnings, then P2P lending might work best for you. Are you an interested investor? Or do you still have doubts? In any case, we provided a quick guide for you. Read on to know how it works.

Take a look at the reasons why you might consider it better than the traditional methods:

Fast and easy

Since the process is done online, you don’t have to spend time, money, and effort to go to the bank. P2P lenders will require you to fill up an online application, which only takes a few minutes.

As long as you have your device and internet connection, you can do your investment anywhere and anytime you want.

Higher returns

If you seek higher returns, then consider investing in P2P lending companies. They have the potential to give you up to 18 percent guaranteed returns. This is opposed to the lower percentage you can get from time deposits.    

If you’re searching for a P2P lending company in the Philippines, then you’ve come to the right place! Visit our website today to find out more about our investment process. With Vidalia Lending, you can enjoy fixed returns and guaranteed 100% ROI.

Monthly cash flow

Another perk of P2P lending that traditional methods don’t have is the regular cash flow deposited to your account especially if you have higher placement.

Options in lending

Investing in P2P lending provides you with more than one choice, of where you would want to lend your money. For instance, you may opt to lend it to a well-established business, or you may want to invest it in a personal loan. It’s up to you!

Investing your money allows you to build your wealth! Here at Vidalia Lending, know that we are with you every step of the way! For your inquiries, you may contact us through our help center, you may also reach us through our Facebook page.

P2P Lending Investment