Investing in Personal Loans and Business Loans

Our peer to peer lending platform with manage feature avoids the risk and work of direct lending. Vidalia secures your capital while earning great returns

One Notes Image
Loan Investors
Arrow Icon 1
Money from investors are accepted and ready to lend to borrowers
Arrow Icon 2
Many Notes Image
Loan Funds
Arrow Icon 3
The Loan funds are release to the approved loans (lite, personal, salary, business loans)
Arrow Icon 4
Your Notes Image
Your Loan Investment

How Loan investing works

Getting started with Vidalia Lending.

Open Account Image

1. Open an account

Creating an account is fast and simple. Apply online from anywhere.

Fund Account Image

2. Fund the account

Transfer as little as ₱5,000 to Vidalia Lending account by cash or check, mobile or online banking.

Received Account Image

3. Received confirmation

Email confirmation after account activation. Option for postal mail delivered to your address available.

Claim Investments Image

4. Earning

Get your capital + earnings on loan maturity date. Premium account enjoy monthly pay deposited to your bank.

Benefits of manage peer to peer Lending

Investing in the loans and your money secured by Vidalia gives you stability and solid cash returns.

Positive Returns Image


Loan investment returns

Our typical loan investors are earning 1.0%-1.50% per month or roughly 18% per year.

Annual Yield Image

Capital protected

Your money invested on the loans secured by Vidalia Lending. No worries if borrowers are delayed on payments.

Monthly Cash Image


Monthly cash flow

Enjoy regular cash flow if you opt for higher loan investments. Monthly/Quarterly earnings deposited to your bank account.

PHP Millions


Thousands Happy Customers

Happy Customers

Here’s how the math works

Here's a hypothetical example on how loan investment works for investors. You won't lose money since Vidalia lending will secure your capital. You dont have to worry if borrowers repay the loans or not. Loan selection, approval, and collection is on us.

Ave interest rate of loans in the platform1
Loan Fees (processing, late payment)2
Overhead Cost 3
Estimated charge-offs and borrower defaults4
Loan Investor average return5
Annualized Net Return for Vidalia
= 61%

1 - annual average of monthly interest on range of 4%-15%. loan terms are 1,2,3,6,9,12 months

2 - processing fees of approved loans, late payment fees.

3 - cost of running business (rent, salary, tax, etc)

4 - It is inevitable that some loans will be charge-off. Those are non performing loan (NPL) and will handled by our recovery and legal team. We may still collect from these accounts.

5 - represents the weighted average interest rate given to the loan investment accounts.

Check How Much You Can Earn


What customers are saying about our loan process
  • Customer Testimonails

    The interest and fees is low compare to other instant cash loans you see on Facebook. Malaki ang savings mo pag dito ka kumuha ng loan
    Thank you Vidalia Lending!

    Janice E.
  • Customer Testimonails

    I would like to say THANK YOU to the team at Vidalia Lending for releasing my loan, medyo late pero at least mababa ang interest.

    Sarah V.
  • Customer Testimonails

    I recommend Vidalia Lending if you need short term personal loan the fees is way cheaper compare to MoolaLending and LoanRanger. Good job guys!

    Russel John S.
  • Customer Testimonails

    I was able to get my loan after 3 days... Medyo slow process compare to DoctorCash but the interest rate is 4X cheaper here. I was able to save a lot of money by getting a loan at Vidalia instead! You should try these guys!

    Marvin M.
  • Customer Testimonails

    Thank you Vidalia Lending
    nakakuha ako ng karagdagan puhunan sa mababang interest gagamitin ko ito para lalo pang lumago ang aking negosyo.

    Lorna R.
  • Customer Testimonails

    Masaya ako kung paano tinulungan ng kanilang field collector para ma process ang loan application ng business ko
    Maraming salamat Vidalia!

    Erlinda J.

Send me more information on how loan investing works

Vidalia Lending will secure your capital when investing on the loans in our platform giving you protection against loan borrowers. With our manage feature loan investing becomes easy and you get reasonable earnings from the loans you have funded.

Copyright © 2008- Vidalia Lending Corp.
All Rights Reserved.
Vidalia Lending Corp. is regulated by Securities and Exchange Commission (SEC) with License No. CS200813771 and Certificate of Authority No. 279 issued October 2008. Incorporated with registered office at 6/F Aster Business Center Mandala Park, 312 Shaw Boulevard, Mandaluyong City Metro Manila 1550

Please study the terms and conditions in the Disclosure Statement before proceeding with the loan transaction