Investing in Personal Loans and Business Loans
Our peer to peer lending platform with manage feature avoids the risk and work of direct lending. Vidalia secures your capital while earning great returns
Our peer to peer lending platform with manage feature avoids the risk and work of direct lending. Vidalia secures your capital while earning great returns
Getting started with Vidalia Lending.
Creating an account is fast and simple. Apply online from anywhere.
Transfer as little as ₱5,000 to Vidalia Lending account by cash or check, mobile or online banking.
Email confirmation after account activation. Option for postal mail delivered to your address available.
Get your capital + earnings on loan maturity date. Premium account enjoy monthly pay deposited to your bank.
Investing in the loans and your money secured by Vidalia gives you stability and solid cash returns.
2%-18%
Our typical loan investors are earning 1.0%-1.50% per month or roughly 18% per year.
Your money invested on the loans secured by Vidalia Lending. No worries if borrowers are delayed on payments.
Automatic
Enjoy regular cash flow if you opt for higher loan investments. Monthly/Quarterly earnings deposited to your bank account.
Here's a hypothetical example on how loan investment works for investors. You won't lose money since Vidalia lending will secure your capital. You dont have to worry if borrowers repay the loans or not. Loan selection, approval, and collection is on us.
Ave interest rate of loans in the platform1 |
74%
|
Loan Fees (processing, late payment)2 |
9%
|
Overhead Cost 3 |
-2%
|
Estimated charge-offs and borrower defaults4 |
-4%
|
Loan Investor average return5 |
-16%
|
Annualized Net Return for Vidalia |
= 61%
|
1 - annual average of monthly interest on range of 4%-15%. loan terms are 1,2,3,6,9,12 months
2 - processing fees of approved loans, late payment fees.
3 - cost of running business (rent, salary, tax, etc)
4 - It is inevitable that some loans will be charge-off. Those are non performing loan (NPL) and will handled by our recovery and legal team. We may still collect from these accounts.
5 - represents the weighted average interest rate given to the loan investment accounts.
The interest and fees is low compare to other instant cash loans you see on Facebook.
Malaki ang savings mo pag dito ka kumuha ng loan
Thank you Vidalia Lending!
I would like to say THANK YOU to the team at Vidalia Lending for releasing my loan, medyo late pero at least mababa ang interest.
I recommend Vidalia Lending if you need short term personal loan the fees is way cheaper compare to MoolaLending and LoanRanger. Good job guys!
I was able to get my loan after 3 days... Medyo slow process compare to DoctorCash but the interest rate is 4X cheaper here. I was able to save a lot of money by getting a loan at Vidalia instead! You should try these guys!
Thank you Vidalia Lending
nakakuha ako ng karagdagan puhunan sa mababang
interest gagamitin ko ito para lalo pang lumago ang aking negosyo.
Masaya ako kung paano tinulungan ng kanilang field collector para ma process ang loan
application ng business ko
Maraming salamat Vidalia!
Vidalia Lending will secure your capital when investing on the loans in our platform giving you protection against loan borrowers. With our manage feature loan investing becomes easy and you get reasonable earnings from the loans you have funded.