Investment is all about how much you can risk. However, before investing and risking your money, knowing there are specific ways to see if a company is legit and trustworthy is essential. Finding all of these traits in one company is ideal, but as many attributes you’ll be able to find, the lower the risk there would be in your investment.

1. Brand Name Recognition

Wherever industry you may be, brand name and brand reputation are and always will be the most significant factors every client focuses on. A famous brand name not only means a history of success and client loyalty but also the fact that the company can market its products effectively and bring satisfying results.

2. A Great Management Team

At first, you might need clarification about whether a peer-to-peer lending company has a great management team. Well, you can start by researching them and knowing their history. If the company has been in the industry for several years, do you think they have gained enough reputation and have a successful track record? Did they change the management before, or was the company handled by the same person ever since it started? Consider investing in them if they have a reasonable company history and their current standing is excellent. 

Investment is all about financial security. Know the investment platform you want to try to ensure you will get the most out of your investment. Since 2008, Vidalia Lending has been helping thousands of Filipinos improve their financial standing through intelligent investing.

3. Loyal Clients

When a company earns a loyal client, it means they know how to handle, communicate, and provide quality products and services. You can see if a peer-to-peer lending company has any loyal clients if you search them on Google or other social media platforms where you can find customer reviews. But, of course, beware of fake customer reviews. If the reviews vary from five stars to suddenly one star, you should consider expanding your research in that particular company.

4. Reasonable Investment Returns

Refrain from being blinded by the high investment returns. Most investors fail due to this. Yes, it is very desirable, but you must still consider whether these returns are reasonable. Please don’t let yourself get taken advantage of either way. Research the current basic returns and be contented about it initially. If you have built enough portfolio, find an investment platform that will offer you an above-average interest rate and invest a little bigger than before.

5. Secured Capital

Well, it is unusual for a peer-to-peer lending platform to offer secure capital to investors. Most investment platforms promise great returns but still need to guarantee the security of their investment capital. So, you are lucky if you can find one. 

Are you having second thoughts about investing your money because you’re worried about your capital? At Vidalia Lending, our primary duty is to protect and secure our investor’s money. We know how much you worked hard for it, and thus, we only offer you nothing but great investment returns. Visit our invest page for more details.