Monitoring your health is one of the wisest investments you can make. As is true that health is wealth, however, comprehensive health check-ups in the Philippines can be expensive, and insurance only sometimes fully covers screening tests. This is where a Personal Loan can make it more affordable for you.
It will enable you to afford necessary health check-ups and screenings without breaking your wallet. Whether it’s an executive check-up, cancer screening tests, hepatitis tests, STD tests, or specialty tests like a colonoscopy, it can help with the fees. The flexible repayment terms allow you to repay the loan in installments while benefiting from early screening and detection.
Likewise, it allows you to take proactive control of your health owing to simple and fast approval processes. Prioritizing preventative treatment is one of the best decisions you can make for your future health. With the help of an accessible loan, you can obtain potentially life-saving tests and screenings without incurring financial hardship.
In this blog, we will discuss samples of health check-up tests you can get for yourself with the help of a Personal Loan. Above all, your health is something worth investing in.
Healthcare in the Philippines with Personal Loan
Healthcare in the Philippines can be quite expensive for the average Filipino. A simple doctor’s consultation can cost ₱1,500 or more. Emergency room visits typically range from ₱3,000-₱4,500, while hospital stays are ₱3,500-₱5,000 or higher per day, excluding lab tests or procedures. Compared to the average monthly family income of around ₱22,000, these costs are very high.
With the rising inflation in healthcare costs, it is becoming more and more challenging for Filipinos to afford quality healthcare. This is where personal loans can help bridge the gap.
The Role of Personal Loan
Personal loans allow Filipinos to fund immediate healthcare requirements such as check-ups, ER visits, hospitalizations, and surgeries without having to pay the entire amount upfront. The funds can also be used to pay health insurance premiums. Personal loans include adjustable repayment terms, allowing them to be paid off in more manageable monthly payments.
Moreover, Personal loans enable Filipinos to care for their health despite escalating prices. It can make quality care more accessible to the typical Filipino.
8 Health Check-Up Tests You Can Get with the Help of Personal Loan
A Personal Loan can help you manage your healthcare bills and provide stability and peace of mind. Here are 8 recommended health check-up tests in the Philippines that you can get with Personal Loan aid:
1. Executive Check-Up
This comprehensive medical exam includes a physical exam, chest x-ray, ECG to check your heart, urinalysis to assess kidney function, blood chemistry to evaluate organ function, fecalysis for digestive health, and more. This can cost from ₱5,000-₱15,000 and a personal loan of ₱20,000-₱30,000 can cover the cost comfortably.
2. Stress Test
This test monitors your heart rate and ECG while you exercise to see how your heart responds to physical stress. It can detect coronary issues. Its cost is around ₱5,000, and a ₱10,000 personal loan can pay for this heart health test that insurance may not cover fully.
3. Colonoscopy
A doctor examines your colon with a scope to screen for colorectal cancer, polyps, inflammations, etc. Costing ₱15,000-₱20,000, a ₱25,000 personal loan can fund this screening without delay.
4. Mammography
This breast X-ray can detect tumors or abnormalities early. It is recommended yearly for women 40+. Annual mammograms costing ₱2,000-₱5,000 can be funded by a ₱10,000 personal loan taken just for this purpose.
5. Pap Smear
This screens for cervical cancer by taking a sample of cells from a woman’s cervix. It is recommended every 3 years. A ₱5,000 personal loan can cover 3-5 years of this ₱1,000-₱2,000 test.
6. Prostate Exam
A physical rectal exam and PSA blood screentests men 50+ for prostate issues. A ₱10,000 personal loan can easily pay for 5+ years of this ₱2,000-₱3,000 test.
7. Hepatitis Screening
A blood test that diagnoses and differentiates hepatitis A, B, and C infections. Important for liver health. Instead of dipping into savings, a ₱10,000 loan can cover 5 years of this ₱2,000-₱4,000 test.
8. STD Testing
Urine/blood tests can detect HIV, syphilis, gonorrhea, chlamydia, herpes, and more. Rather than missing this ₱2,000-₱5,000 test, an annual ₱10,000 personal loan can secure your sexual health.
A personal loan can be your best ally when it comes to prioritizing your health. With flexible repayment terms, you can pay back the loan in affordable installments that work for your budget. This makes important health screening tests and preventative check-ups much more accessible.
Having access to financing allows you to take your health into your own hands. You can safeguard your well-being rather than put off tests due to financial limitations. It will let you invest in your health on your terms.
Receive the Healthcare You Need with Vidalia LC Personal Loan
When it comes to your health, only the best will be enough. That is why you need the loan specialists at Vidalia Lending Corp. on your side. Our customizable personal loans offer you the funds you need to get high-quality health screenings and preventative check-ups.
Partner with us to get the flexible money you need to invest in your long-term well-being with thorough health checkups. Apply Here!
