Finding great ways to make your money work for you is the wiser option. For example, if you have P20,000 and you want to make the most out of it, then consider these 5 investments that you can make with your P20,000 or less.
Investing in Vidalia Lending is easy, fast, and secure. Our managed peer-to-peer investing has 100% ROI guaranteed with fixed interest rates. You are sure to have a stable source of income in the long run. You can contact our support team now for further inquiries.
1. Health
Invest P20,000 annually and your medical care is definitely on the right track.
For example:
According to Maxicare’s Quick Plan Computation, a 30-year-old applying for the Silver Plan, with dental coverage included, would pay P17,083.00 annually. You can check the Quick Plan Computation for the fees you would have to pay at your age (and whether you want dental coverage or not), which you can set annually, semi-annually, or quarterly according to your needs.
Benefits include emergency care, annual check-ups, and preventive care benefits. The Silver tier allows for semi-private room and board for hospitals, with a maximum benefit limit of P60,000 per illness per year.
Medicare’s Plan 2500 is another healthcare option, with a P15,876 annual fee. Hospitals include Asian Hospital and Medical Center, St. Luke’s Medical Center-Quezon City, The Medical City, and Cardinal Santos Medical Center.
2. Business
For only P15,000 you can have your own siomai business.
Shanghai Siomai has dealership packages that start with a one-time P10,000 dealer registration fee and a minimum order of P5,000 worth of Siomai ingredients. Consult their website for details.
P20,000 can also get you started in owning your own rice business. Bigasanko.com, a rice distributor, wholesaler, and retailer, requires that amount as an application fee, which can be deducted from the down payment.
Just make sure that you plan your business ventures before investing.
3. Education
For those who want to build their management skills, the Advanced Managers’ Course at the UP Institute for Small-Scale Industries can help you. You can take this 10-day course on 10 Saturdays and costs P18000. It focuses on leadership, innovation, technology, environment, people management, strategic management, risk management, and customer relations management. On the other hand, you can also try to improve your negotiation skills before going to your boss.
For P10,800, Ateneo’s Center for Continuing Education offers Negotiation Skills: Deal or Deadlock, which will teach you when to negotiate, how to implement your negotiation plan and counter others’ tactics, and develop the core skills of a good negotiator.
4. Self-investment
Taking up lessons and learning new craft is the best way for you to grow your knowledge and expand your career options.
For example:
If you want to start your bakery or want to level up your skills in making pastries and desserts, take a look at the 5-Day Pastry Boot Camp at Enderun Colleges. This intensive 30-hour class will teach you how to make sponge cakes, choux pastry, chantilly cream, and more bakery staples.
You can also try to learn about interior design. The Interior Styling workshop at the School of Fashion and Art (SoFA) Design Institute, for P10,000, is an 8-week course that helps you develop an understanding and appreciation of color, pattern, and furnishing, and how these can improve interior spaces, whether they be residential, commercial, or institutional.
5. Loan Investment
You have so many options to invest your P20,000. With our loan investing, you can invest your money in Vidalia Lending. You won’t be losing any of your money because we issue post-dated checks for your security. Hence, your capital + fixed interest rate is equivalent to one settlement check. You can start your Investment with us now by filling out our online application.
