A personal loan from Vidalia Lending can help control your finances
Pay off credit cards
Refinance your credit cards with a personal loan from us and mark the date you can be debt-free.
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Consolidate your debt
Simplify your life with a single monthly payment by getting a low, fixed-rate loan from us.
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House Improvement
Start your home improvement project now without waiting for a home equity loan from banks.
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Cover major expense
Start your home improvement project now without waiting for a home equity loan from banks.
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Pay for Personal Expenses
Do you need cash for special occasions or other personal reasons?
Learn moreFast personal loans available online
Lower rates
Our borrowers save a lot compared to other cash loan providers
Quick and easy
Refreshingly fast process
No prepayment penalty
Pay your loan off at any time
Secure process
We protect and never sell your data
How it works
APPLY ONLINE
Download our mobile app or sign in to our website to register and fill in all the necessary information.
CREDIT ASSESSMENT
We validate your information, conduct a phone interview, and handle document submission via online channels.
GET YOUR MONEY
Get your loan check at our office from Monday to Friday.
MAKE REPAYMENT
Make sure to fund your issued post-dated checks before the due date.
Borrow up to ₱100,000 and get your money
in as little as 2-5 days.
₱500 Million +
Borrowed
300,000 +
Customers Served
Average Customer Rating
What our customers are saying
Phenomenal Service
It was amazing how simple it was to apply for a loan and how fast the service was. The whole process only took just a few days.
Easy Breezy
Getting a loan was stress-free and hassle free.
Sensational Service
Thousand of Pesos save and no need to worry about credit card debt. Having to pay a single payment per month is a great feeling.
Credit decision within 1-2 days
Credit without Collateral
No need for Co-borrower
FAQS
You have questions. We have answers.
The money will be issued via a bank check, which you can either cash or deposit into your bank account.
It typically takes 2-5 days to process your request, but it may take longer if you do not submit your documents on time. However, you can complete the process from the comfort of your home using your phone.
Repaying your loan with Vidalia Lending is simple and convenient. You can make repayments using post-dated checks (PDC) or via GCash. Please note that the mode of payment (MOP) may vary depending on your specific loan product. Ensure your chosen account is funded before the due date to avoid any issues.