Loan ₱20,000 to ₱100,000
No prepayment penalty fees
Permanent interest rates that will never change
A term of 2-12 months with fixed payments
Easy and affordable Small Business Loan available
How much do you need?
Joan signed a unsecured small business loans to add more products and inventory during the peak season of customers
Why get a small business loan?
Start building your future today
Invest in new equipment
Purchase new equipment in order to improve the performance of the company.
Smooth cash flow or cover payroll
With extra funds in your account, you dont have to think about payables and upcoming payroll payments
Hire more staff
A company cannot run without it’s people. Invest in your most valuable resource - your employees.
Grow the business
An expanding business is a growing business. Give it a try.
The benefits of a small business loan
Flexible Funds
You decide when to repay your loan. We accepts daily, weekly, and bi-monthly. We accepts cash, bank check, ADA.
Transparent Terms
Vidalia Lending small business loans have simple payments with no prepayment penalties. You can review your payment schedule before taking a loan so there won't be any surprises.
Simple Process
Apply Online or ask our field loan specialist to visit your place. This lets us evaluate your business right away without requiring you to submit financial documents.
Convenient Access
Apply online or contact us on email, sms, or FB. or ask one of our field representatives for personal consultation.
Trusted by Thousands
We have been servicing Vidalia customers since October 2008. We have worked with different businesses in various industries for years.
Personal Service
From applying to managing your account and making the most of your capital, our in-house team of experts is here to help when you need it.
You focus on the business. We focus on the funding
A suitable credit for your small business
No obligation
It's free to apply, and there's no cost until you signed on the loan documents
Get cash up to ₱100,000
Get the security of working capital that's ready when you are.
Convenient access
Apply online, get approved and let us deposit to your bank account without going to our office.
Funds when you need them
Take the money you need now and rest easy knowing your fund will be there when needed.
How it works
Apply online and receive a credit decision in 3-5 days.
APPLY
Answer simple questions
about your business
INTERVIEW
Our team will contact you
to discuss and answer your questions
GET YOUR LOAN
Once approved, Get your loan check at our offices or we deposit to your bank if needed
MAKE REPAYMENT
We deposit the bank checks from you. Make sure its funded before due date.
Loan Features
| Loan Amount | ₱10,000 - ₱100,000 |
| Payment Terms | 2- 12 months |
| Interest Rate | • 5% per month
• Processing Fee (5%) • Max Annual Percentage Rate (80.6%) |
| Payment Option | Post dated check (PDC), field collection |
Eligibility
- Filipino, 20 - 60 years old
- With minimum Net Monthly Income of ₱20,000.00
- Business must be 2 year in existence or 1 year practicing, if professional
Requirements
- Two(2) valid IDs (Company ID, Passport, Driver's License, SSS/GSIS)
- Proof of Billing (electricity, water, landline)
- Photocopy of Latest Business/Mayor's Permit
- Photocopy of Latest three (3) Months Bank Statement (under Business and/or Personal Account)
Small Business Testimonials
“Thank you Vidalia Lending for giving me added capital. Malaking tulong ito para lumago pa ang aking maliit na restaurant Maraming salamat din sa aking mabait na collector”
Aling Besh Restaurant
Judy R. (Quezon City)
“I highly recommend Vidalia Lending because the customer service is very good. Pwede ako mag weekly bank deposit to pay my loan instead of daily collection.”
Green Bee Merchandise
Estelita B. of Mandaluyong City
“Mabilis ang proseso at mabait ang field rep nila. 5% lang compara sa iba na 10% per month ang singilan. Sana mas malaki ang approved loan sa renewal ko”
School Supplies Store
Erlinda N. of Sta. Mesa
CONTACT US TODAY
8518 0112 PLDT
0939 927 2375 SMART
0917 328 4072 GLOBE
The Vidalia Lending difference
We understand the importance of money when it comes to business. We know your business is your lifeblood. However not everyone has the chance to get the same business loans. We will always be transparent with you and there will be no hidden fees or any prepayment penalties. We will give you a client advisor that will help you throughout the process and they will always be a phone call away.