Loan ₱20,000 to ₱300,000
No prepayment penalty fees
Permanent interest rates that will never change
A term of 3-12 months with fixed payments
Start building your future today
Purchase new equipment to improve the performance of the company.
With extra funds in your account, you do not have to think about payables and upcoming payroll payments.
A company cannot run without its people. Invest in your most valuable resource - your employees.
An expanding business is a growing business. Give it a try.
You will repay your loan monthly by funding your checking account.
Vidalia Lending offers business loans with simple payments and no prepayment penalties. You can review your payment schedule before taking a loan to avoid surprises.
You just have to apply online and provide the required documents asked. A phone interview will be done to assess your application then you’re good to go.
Apply online or contact us by email, SMS, or FB. or ask one of our field representatives for a personal consultation.
We have been serving Vidalia customers since October 2008 and have collaborated with businesses across various industries for years.
Our in-house team of experts is available to assist with everything from applying to managing your account and maximizing your capital.
It's free to apply, and there's no cost until you sign the loan documents.
Get the security of working capital that's ready when you are.
Apply online, get approved, and let us deposit to your bank account without going to our office.
Take the money you need now and rest easy knowing your fund will be there when needed.
Download our mobile app or sign in to our website to register and fill in all the necessary information.
We validate your information, conduct a phone interview, and handle document submission via online channels.
Get your loan check at our office from Monday to Friday.
Make sure to fund your issued post-dated checks before the due date.
| Loan Amount | ₱20,000 - ₱300,000 |
| Payment Terms | 3 - 12 months |
| Interest Rate | 5% per month |
| Processing Fee | 5% of Loan Amount |
| Maximum Annual Percentage Rate (APR) | 68.00% |
| Payment Option | Post dated check (PDC) |
Please make sure that you have read and understood the Terms of Use and the Privacy Policy. Before confirming your loan application, make sure that you have read and agreed to the Disclosure Statement during the loan application process, including the terms and conditions of the loan agreement as per R.A. No. 3765 or the “Truth In Lending Act.
You have questions. We have answers.
The money will be issued via a bank check, which you can either cash or deposit into your bank account.
Repaying your loan with Vidalia Lending is simple and convenient. You can make repayments using post-dated checks (PDC) or via GCash. Please note that the mode of payment (MOP) may vary depending on your specific loan product. Ensure your chosen account is funded before the due date to avoid any issues.
We look at several factors to determine exactly how much cash to provide to applicants. These include the nature of business, time in business, and transaction volume. We determine all these through a series of interviews with the applicant and documentary proofs submitted.
