Why apply for a salary loan?
A low, fixed-rate salary loan from Vidalia Lending
Get the cash you need to pay for planned expenses and immediate needs.
Get the cash you need to pay for planned expenses and immediate needs.
MEDICAL AND HEALTH
Pay your hospital, medical, laboratory, and medicines.
ANY TYPE OF EXPENSE BILL
You need to pay your bills.
ALL-PURPOSE CASH NEEDS
You can use a salary loan for other personal reasons.
Pay for your expenses in installments with a salary loan
I needed a salary loan for my urgent budget. I applied online and got the money in 3 days. I'm very happy with their customer service.
How it Works
Apply from anywhere. Get your money fast.
APPLY ONLINE
Download our mobile app or sign in to our website to register and fill in all the necessary information.
CREDIT ASSESSMENT
We validate your information, conduct a phone interview, and handle document submission via online channels.
GET YOUR MONEY
Get your loan check at our office from Monday to Friday.
MAKE REPAYMENT
Make sure to fund your issued post-dated checks before the due date.
Loan Features
| Loan Amount | ₱20,000 - ₱100,000 |
| Payment Terms | 3 to 12 months |
| Interest Rate | 6% per month |
| Processing Fee | 5% of Loan Amount |
| Maximum Annual Percentage Rate (APR) | 80.60% |
| Payment Option | Post dated check (PDC) |
Eligibility
- Filipino, 21 - 59 years old
- At least ₱15,000.00 monthly net income for employed applicants and ₱30,000 for self-employed
- Permanent/regular employee
Requirements
- Two(2) valid IDs (Company ID, Passport, Driver's License, SSS/GSIS)
- Proof of Billing (electricity, water, landline)
- Latest 2 months payslips
- Certificate of Employment with Compensation
- *Additional requirements may be requested during the application.
What customers are saying
Fast Process and convenient
I applied online using my cellphone, interview and submit requirements on the 2nd day, and got my cash on the 3rd day.
Online loan application rocks!
Took me 2 days to apply online and get the cash at their office.
Fast and great customer service
I applied at night and was interviewed the next day.
Credit decision within 1-2 days
Credit without Collateral
Borrow up to ₱50,000
FAQS
You have questions. We have answers.