Lite Loan

Free yourself from unexpected expenses.
Get small loans now

Lite Loan

Free yourself from unexpected expenses. Get small loans now.

  CALCULATE

IMPORTANT NOTICE:

  • Interest Rate - 6% per month
  • Months to Pay - 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12 months terms
  • Monthly Amortization - Your monthly payment to Vidalia Lending

*computation results are for estimation purposes only. These do not constitute an approval nor offer by Vidalia Lending. Actual computations will be provided by your Account Officer upon loan application.

Loan Features

Loan Amount ₱12,000 fixed

Get a Personal Loan for higher amount and lower fees
Payment Terms 4 months
Interest Rate • Monthly Interest Rate (6%)
• Processing Fee (5%)
• Max Annual Percentage Rate (90.60%)
Payment Option • GCash

Eligibility

  • Filipino, 21 - 59 years old
  • Residing within Metro Manila
  • At least ₱15,000.00 monthly net income for employed applicants
  • Permanent/regular employee

Requirements

  • Latest Proof of Billing of Residence: Electric/ Water - 1 month
  • Valid 2 ID
  • Latest Payslip - 1 month

Please make sure that you have read and understood the Terms of Use and the Privacy Policy. Before confirming your loan application, make sure that you have read and agreed to the Disclosure Statement during the loan application process, including the terms and conditions of the loan agreement as per R.A. No. 3765 or the “Truth In Lending Act.

Why apply for a lite loan?


Get the fast cash you need to pay for any expenses and cash needs.

Other uses

You can use a lite loan for personal reasons.

Any type of expense bill

You need to pay your bills now.

All purpose cash needs

You can use it to pay urgent cash needs.

How Does it Work?

Access funds swiftly from anywhere you are

Quick online application

Apply for a fixed loan amount of ₱12,000 with a flexible payment term of 4 months.

Credit Assessment

We validate your information, conduct a brief phone interview, and handle document submission via online channels.

Swift Funding

Get your loan check at our office, open from Monday to Friday.

Easy Repayment

Settle your dues conveniently through Gcash.

Why Choose Us?

Transparent Cost

Clear Cost

All costs are shown directly on our website, you may use our online calculator to calculate all the amount you need to pay before you decide.
Simple Procedure

Uncomplicated Process

We have simplified all transactions to make it easier for you to have your needed cash in no time. Just apply online, no collateral, no hidden fees.
We Are Fast

Speedy Transaction

Upon loan approval, your money will be sent to you immediately and directly to your account.
Always there for you – any time, any place

Always ready to help – whenever, wherever

We understand your needs and we make sure that all procedures are done online for your own convenience. Apply and get the cash even if you’re at home.
Flexible repayment term

Amenable Terms

In an unexpected occurrence to which the borrower is not at fault, Vidalia Lending may offer a repayment extension depending on the circumstance/s.
Helping you make life easy

Helping is our Top Priority

We offer the best solutions for your Financial needs. You may choose from our Personal, Salary, Business, Small Business and Lite Loans.

Get a hold of your urgent financial needs

  • Lite Loan lets you pay urgent bills, cash to buy things or even supply your daily expenses until payday.
  • Apply online, wait for our confirmation within 24 hours.
  • Get your cash just within 1-2 days.

My daily budget fell short a week before our salary, I immediately applied online in Vidalia’s Lite Loan and I was able to get the money right after my loan was approved. That fast! Thank you Vidalia!

Vidalia Lending Customer

What customers are saying

Very Convenient!

You can apply online even through your phone, their processing associates are also super friendly.

Donald V. from Sta. Mesa

Customer Service was A+

I received a call within 24hrs, I must say their customer representative was very informative and she was able to answer all my questions.

Tirso from Makati City

Salamat Vidalia!

I got the money just within 2 days. Vidalia Lending is one reliable source for your finances! Salamat ng marami!

Joan from Quezon City

Credit decision within 1-2 days

Credit without Collateral

Borrow fixed ₱12,000

How can we help?

You have questions. We have answers.

How can I use a lite loan?
How fast can I get a loan?
How do I make my repayments?
Visit Our Help Center
Copyright © 2008- Vidalia Lending Corp.
All Rights Reserved.
Vidalia Lending Corp. is regulated by Securities and Exchange Commission (SEC) with License No. CS200813771 and Certificate of Authority No. 279 issued October 2008. Incorporated with registered office at 6/F Aster Business Center Mandala Park, 312 Shaw Boulevard, Mandaluyong City Metro Manila 1550

Please study the terms and conditions in the Disclosure Statement before proceeding with the loan transaction