Why apply for an e-commerce loan?
Immediate Access to Working Capital
We provide quick funding for your business needs.
Flexible Payment Terms
Tailored repayment choices to match your cash flow.
Competitive Interest Rate
Only 5% Low-interest rates for your online business.
DELIVERING THE WORKING CAPITAL
YOUR ONLINE BUSINESS NEEDS IN NO TIME
Looking to expand your online business or improve its cash flow to fund operations? Vidalia Lending's E-Commerce Loan can help meet your working capital needs.
Our E-commerce Loan provides small online merchants with immediate access to short-term working capital at competitive interest rates and flexible payment terms. You can use the cash to invest in equipment, hire staff, boost online marketing campaigns, or for any other purpose to grow your online business.
We specialize in providing financial assistance and can also help you expand your online business and its web presence. Contact us to set up your own E-Commerce shop, so you no longer have to conduct business transactions via social networking sites such as Facebook or buy-and-sell platforms like Sulit, AyosDito, Ebay Philippines, and other similar websites.
Apply for Vidalia Lending's E-Commerce loan now and get the funding you need to grow your online business!
YOU MAY ALSO AVAIL ADDITIONAL SERVICES THAT INCLUDE:
Loan Features
| Loan Amount | ₱20,000 - ₱100,000 |
| Payment Terms | 3 - 12 months |
| Interest Rate | 5% per month |
| Processing Fee | 5% of Loan Amount |
| Maximum Annual Percentage Rate (APR) | 80.60% |
| Payment Option | Post dated check (PDC) |
Eligibility
- Filipino, 21 - 59 years old
- At least ₱20,000.00 monthly net income and ₱30,000.00 for business owners
- Regular employee or business must be 2 years in existence or 1 year practicing, if professional
Requirements
- Latest Proof of Billing of Residence: Electric/ Water - 1 month
- Screenshot of Online Business Page (Facebook/Instagram/Lazada/Shopee, etc)
- *Additional requirements may be requested during the application.
Please make sure that you have read and understood the Terms of Use and the Privacy Policy. Before confirming your loan application, make sure that you have read and agreed to the Disclosure Statement during the loan application process, including the terms and conditions of the loan agreement as per R.A. No. 3765 or the “Truth In Lending Act.
How it Works
Get your appliance loan approved quickly and receive the funds.
APPLY ONLINE
Download our mobile app or sign in to our website to register and fill in all the necessary information.
CREDIT ASSESSMENT
We validate your information, conduct a phone interview, and handle document submission via online channels.
GET YOUR MONEY
Get your loan check at our office from Monday to Friday.
MAKE REPAYMENT
Make sure to fund your issued post-dated checks before the due date.
FAQS
You have questions. We have answers.
Vidalia Lending E-Commerce loan caters to entrepreneurs who carry out their business operations online. Merchants who utilize services like Facebook, Shopee, Lazada, Carouselle, and other similar websites to sell their products or services are welcome to apply for the program to get the needed funding.
We have made the application process simple and fast. Simply register through our website or download our app in Google Playstore. Make sure to complete your profile with the correct information to validate your eligibility for a loan.
We look at several factors to determine exactly how much cash to provide to applicants. These include the nature of business, time in business, and transaction volume. We determine all these through a series of interviews with the applicant and documentary proofs submitted.