Join the thousands of customers we’ve helped since 2008
Personal Loans
Do you need cash for home improvement, pay off credit cards, consolidate your debt, cover major expense, and other personal expenses? No collateral needed, Apply Online today!
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Salary Loan
You are a regular employee and you need cash as soon as possible? We offer cash loan with flexible installments, No guarantor Needed.
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Business Loans
Providing you business financing so you can focus on other aspects of running your business.
Our term loan features fixed regular payments and low interest. We have unsecured business loans and collateral business loans.
E-commerce Loans
Are you planning to expand your online business or do you want to improve its cash flow to properly fund operations? Vidalia Lending's E-Commerce Loan is the solution you need to meet your working capital requirements.
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Collateral Loan
Have assets but need funds for major expenses? Unlock the value of your investments with Sangla OR & CR's Collateral Loan. Use your vehicle as collateral to secure financing at competitive rates through a fast and secure process. Achieve your dreams today with our Collateral Loan solution.
Learn moreHow it works
APPLY ONLINE
Download our mobile app or sign in to our website to register and fill in all the necessary information.
CREDIT ASSESSMENT
We validate your information, conduct a phone interview, and handle document submission via online chan
GET YOUR MONEY
Get your loan check at our office Monday to Friday.
Fast personal loans and Business Loans
Low-Interest Rates
Our borrowers enjoy lower rates compared to other cash loan providers.
Fast and Simple
The process is remarkably fast.
Zero Prepayment Fees
You can repay your loan anytime.
Protected Process
We protect your data and never sell it.
Borrow and get your money in 2-5 days.
Millions
Borrowed
Thousands
Customers Served
Average Customer Rating
What our customers are saying
Better than Bank Service
It was amazing how simple it was to apply for a loan and how fast the service was. The whole process only took just a few days.
Easy and Convenient
Getting a loan was stress-free and hassle free.
Suitable for my small business!
This is a fresh air compare to my previous loan provider. The process was simple fast and online. Now i can add more to my inventory.
Credit decision within 1-2 days
Credit without Collateral
No need for Co-borrower
FAQ
The answer to your questions
The money will be issued via a bank check, which you can either cash or deposit into your bank account.
It typically takes 2-5 days to process your request, but it may take longer if you do not submit your documents on time. However, you can complete the process from the comfort of your home using your phone.
Repaying your loan with Vidalia Lending is simple and convenient. You can make repayments using post-dated checks (PDC) or via GCash. Please note that the mode of payment (MOP) may vary depending on your specific loan product. Ensure your chosen account is funded before the due date to avoid any issues.