Join the thousands of customers we’ve helped since 2008
Personal Loan
Do you need cash for home improvement, to pay off credit cards, to consolidate your debt, or cover major expenses, and other personal expenses? No collateral is needed, Apply Online today!
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Salary Loan
You are a regular employee and you need cash as soon as possible? We offer cash loan with flexible installments, No guarantor is Needed.
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Business Loan
Providing you business financing so you can focus on other aspects of running your business.
Our term loan features fixed regular payments and low interest. We have unsecured business loan.
Small Business Loan
Vidalia Lending can help you manage cash flow, pay sudden expenses, and funds for daily business operations.
Apply today for a non-collateral small business loans.
Lite Loan
Need to take care of minor urgent expenses like sudden medical costs, school fees, online shopping sprees, or overdue utility bills? Lite Loan's small and quick loans are the solution you need which you can pay through Gcash!
Learn moreHow it Works
APPLY ONLINE
Download our mobile app or sign in to our website to register and fill in all the necessary information.
CREDIT ASSESSMENT
We validate your information, conduct a phone interview, and handle document submission via online channels.
GET YOUR MONEY
Get your loan check at our office from Monday to Friday.
Fast Personal Loan and Business Loan
Low-Interest Rates
Our borrowers enjoy lower rates compared to other cash loan providers.
Fast and Simple
The process is remarkably fast.
Zero Prepayment Fees
You can repay your loan anytime.
Protected Process
We protect your data and never sell it.
Borrow and get your money in 3-5 days
Millions
Borrowed
Thousands
Customers Served
Average Customer Rating
What our customers are saying
Better than Bank Service
It was amazing how simple it was to apply for a loan and how fast the service was. The whole process only took just a few days.
Easy and Convenient
Getting a loan was stress-free and hassle free.
Suitable for my small business!
This is a fresh air compare to my previous loan provider. The process was simple fast and online. Now i can add more to my inventory.
Credit decision within 1-2 days
Credit without Collateral
No need for Co-borrower
FAQS
You have questions. We have answers.
The money will be issued via a bank check, which you can either cash or deposit into your bank account.
It typically takes 3-5 days to process your request, but it may take longer if you do not submit your documents on time. However, you can complete the process from the comfort of your home using your phone.
Repaying your loan with Vidalia Lending is simple and convenient. You can make repayments using post-dated checks (PDC) or via GCash. Please note that the mode of payment (MOP) may vary depending on your specific loan product. Ensure your chosen account is funded before the due date to avoid any issues.