Why apply for a salary loan?
A low, fixed rate salary loan from Vidalia Lending
Get the cash you need to pay for planned expenses and immediate needs.
Get the cash you need to pay for planned expenses and immediate needs.
Medical and Health
Pay your hospital, medical, laboratory, and medicines.
Any type of expense bill
You need to pay your bills.
All purpose cash needs
You can use a salary loan for other personal reasons.
Pay for your expenses in installments with a salary loan
I needed a salary loan for my urgent budget. I applied online and got the money in 3 days. I'm very happy with their customer service.
How it works
Apply from anywhere. Get your money fast.
Quick online application
Tell us about yourself and how much you want to borrow.
Credit Evaluation
Confirmation of your infos, phone interviews, and submission of documents online.
Get your money
Pick up your loan check at our offices Monday-Friday. Option to deposit to your bank account available.
MAKE REPAYMENT
We deposit the bank checks from you. Make sure its funded before due date.
Loan Features
Loan Amount | ₱20,000 - ₱50,000 |
Payment Terms | 2 - 12 months |
Interest Rate | • 6%
• Processing Fee (5%) • Max Annual Percentage Rate (80.6%) |
Payment Option | Post dated check (PDC) |
Eligibility
- Filipino, 20 - 60 years old
- At least ₱15,000.00 monthly net income for employed applicants and ₱30,000 for self-employed
- Permanent/regular employee
Requirements
- Two(2) valid IDs (Company ID, Passport, Driver's License, SSS/GSIS)
- Proof of Billing (electricity, water, landline)
- Latest 2 months payslips
- Certificate of Employment with Compensation
What customers are saying
Fast Process and convenient
I applied online using my cellphone, interview and submit requirements on the 2nd day, and got my cash on the 3rd day.
Online loan application rocks!
Took me 2 days to apply online and get the cash at their office.
Fast and great customer service
I applied at night and was interviewed the next day.
Credit decision within 1-2 days
Credit without Collateral
Borrow up to ₱50,000
How can we help?
You have questions. We have answers.