{"id":257,"date":"2017-12-22T01:00:17","date_gmt":"2017-12-21T17:00:17","guid":{"rendered":"https:\/\/vidalia.com.ph\/blog\/?p=257"},"modified":"2023-09-14T15:41:17","modified_gmt":"2023-09-14T07:41:17","slug":"5-investment-options","status":"publish","type":"post","link":"https:\/\/vidalia.com.ph\/blog\/5-investment-options\/","title":{"rendered":"Invest your P20,000 or less with these 5 investments"},"content":{"rendered":"<p style=\"text-align: justify;\">Finding great ways to make your money work for you is the wiser option. For example, if you have P20,000 and you want to make the most out of it, then consider these 5 investments that you can make with your P20,000 or less.<\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Investing in <\/span><a href=\"https:\/\/vidalia.com.ph\/invest\/\"><strong>Vidalia Lending<\/strong><\/a><span style=\"font-weight: 400;\"> is easy, fast, and secure. Our managed peer-to-peer investing has 100% ROI guaranteed with fixed interest rates. You are sure to have a stable source of income in the long run. You can contact our <\/span><a href=\"https:\/\/vidalia.com.ph\/help\/\"><strong>support team<\/strong><\/a><span style=\"font-weight: 400;\"> now for further inquiries.<\/span><\/p>\n<h2 style=\"text-align: justify;\"><strong>1. Health<\/strong><\/h2>\n<p style=\"text-align: justify;\">Invest P20,000 annually and your medical care is definitely on the right track.<\/p>\n<p style=\"text-align: justify;\">For example:<\/p>\n<p style=\"text-align: justify;\">According to Maxicare\u2019s Quick Plan Computation, a 30-year-old applying for the Silver Plan, with dental coverage included, would pay P17,083.00 annually. You can check the Quick Plan Computation for the fees you would have to pay at your age (and whether you want dental coverage or not), which you can set annually, semi-annually, or quarterly according to your needs.<\/p>\n<p style=\"text-align: justify;\">Benefits include emergency care, annual check-ups, and preventive care benefits. The Silver tier allows for semi-private room and board for hospitals, with a maximum benefit limit of P60,000 per illness per year.<\/p>\n<p style=\"text-align: justify;\">Medicare\u2019s Plan 2500 is another healthcare option, with a P15,876 annual fee. Hospitals include Asian Hospital and Medical Center, St. Luke\u2019s Medical Center-Quezon City, The Medical City, and Cardinal Santos Medical Center.<\/p>\n<h2 style=\"text-align: justify;\"><strong>2. Business<\/strong><\/h2>\n<p style=\"text-align: justify;\">For only P15,000 you can have your own siomai business.<\/p>\n<p style=\"text-align: justify;\">Shanghai Siomai has dealership packages that start with a one-time P10,000 dealer registration fee and a minimum order of P5,000 worth of Siomai ingredients. Consult their website for details.<\/p>\n<p style=\"text-align: justify;\">P20,000 can also get you started in owning your own rice business. Bigasanko.com, a rice distributor, wholesaler, and retailer, requires that amount as an application fee, which can be deducted from the down payment.<\/p>\n<p style=\"text-align: justify;\">Just make sure that you plan your business ventures before investing.<\/p>\n<h2 style=\"text-align: justify;\"><strong>3. Education<\/strong><\/h2>\n<p style=\"text-align: justify;\">For those who want to build their management skills, the Advanced Managers\u2019 Course at the UP Institute for Small-Scale Industries can help you. You can take this 10-day course on 10 Saturdays and costs P18000. It focuses on leadership, innovation, technology, environment, people management, strategic management, risk management, and customer relations management. On the other hand, you can also try to improve your negotiation skills before going to your boss.<\/p>\n<p style=\"text-align: justify;\">For P10,800, Ateneo\u2019s Center for Continuing Education offers Negotiation Skills: Deal or Deadlock, which will teach you when to negotiate, how to implement your negotiation plan and counter others\u2019 tactics, and develop the core skills of a good negotiator.<\/p>\n<h2 style=\"text-align: justify;\"><strong>4. Self-investment<\/strong><\/h2>\n<p style=\"text-align: justify;\">Taking up lessons and learning new craft is the best way for you to grow your knowledge and expand your career options.<\/p>\n<p style=\"text-align: justify;\">For example:<\/p>\n<p style=\"text-align: justify;\">If you want to start your bakery or want to level up your skills in making pastries and desserts, take a look at the 5-Day Pastry Boot Camp at Enderun Colleges. This intensive 30-hour class will teach you how to make sponge cakes, choux pastry, chantilly cream, and more bakery staples.<\/p>\n<p style=\"text-align: justify;\">You can also try to learn about interior design. The Interior Styling workshop at the School of Fashion and Art (SoFA) Design Institute, for P10,000, is an 8-week course that helps you develop an understanding and appreciation of color, pattern, and furnishing, and how these can improve interior spaces, whether they be residential, commercial, or institutional.<\/p>\n<h2><strong>5. Loan Investment<\/strong><\/h2>\n<p style=\"text-align: left;\">You have so many options to invest your P20,000.\u00a0<span style=\"font-weight: 400;\">With our loan investing, <\/span><span style=\"font-weight: 400;\">you can invest your money in \u00a0<\/span><a href=\"https:\/\/vidalia.com.ph\/invest\/\"><strong>Vidalia Lending<\/strong><\/a><b>. <\/b><span style=\"font-weight: 400;\">You won\u2019t be losing any of your money because we issue post-dated checks for your security. Hence, your capital + fixed interest rate is equivalent to one settlement check. You can start your Investment with us now by filling out our <\/span><a href=\"https:\/\/vidalia.com.ph\/invest\/info\/\"><strong>online application. <\/strong><\/a><\/p>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-319\" src=\"https:\/\/vidalia.com.ph\/blog\/wp-content\/uploads\/2017\/12\/Make-the-most-out-of-your-money.jpg\" alt=\"Make the most out of your money. Invest Now! img\" width=\"546\" height=\"306\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Finding great ways to make your money work for you is the wiser option. For example, if you have P20,000 and you want to make the most out of it, then consider these 5 investments that you can make with your P20,000 or less. Investing in Vidalia Lending is easy, fast, and secure. Our managed [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":751,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"off","_et_pb_old_content":"<p style=\"text-align: justify;\">Finding great ways to make your money work for you is the wiser option. For example, if you have P20,000 and you want to make the most out of it, then consider these 5 investments that you can make with your P20,000 or less.<\/p><h5 style=\"text-align: justify;\"><strong>Unit Trust Investment Fund<\/strong><\/h5><p style=\"text-align: justify;\">According to Banco de Oro Unit Trust, investment funds pool the funds of investors to create a large fund. Under the watchful eyes of professional fund managers, it can productively harness these funds, taking advantage of economies of scale. This means that even an individual can access investments that usually are just available to big investors. Moreover, UTIFs are medium- to long-term that have historically better earning options over a long horizon than traditional deposit options. If you can leave your money in UTIF for a long time, it can be a good option for you.<\/p><p style=\"text-align: justify;\">For example:<\/p><p style=\"text-align: justify;\">If you had invested in Security Bank\u2019s Peso Asset Variety Fund on January 1, 2014, these are the kind of returns you could be expecting (disclaimer: values from Security Bank\u2019s UITF calculator.The investment value is only indicative of the value of investment as of a certain date. However, for redemption, please note that the net asset value per unit (NAVpu) will be not be known until the end of a certain business date.)<\/p><p style=\"text-align: justify;\">That\u2019s an ROI of 13.42% over six months, which you can\u2019t get with your regular savings accounts. Again, this is just an example, so please consult with your bank first to determine which fund is right for you.<\/p><p style=\"text-align: justify;\">East West Bank also offers the Infinity Peso Intermediate Term Bond Fund, another UITF which requires an initial deposit of P10,000. It\u2019s a low-risk venture, because the money will be invested primarily in government securities and investment-grade corporate bonds. This is ideal for investors with a long-term investment horizon.<\/p><h5 style=\"text-align: justify;\"><strong>Health<\/strong><\/h5><p style=\"text-align: justify;\">Invest P20,000 annually and your medical care is definitely on the right track.<\/p><p style=\"text-align: justify;\">For example:<\/p><p style=\"text-align: justify;\">According to Maxicare\u2019s Quick Plan Computation, a 30-year-old applying for the Silver Plan, with dental coverage included, would pay P17,083.00 annually. You can check the Quick Plan Computation for the fees you would have to pay at your age (and whether you want dental coverage or not), which you can set annually, semi-annually or quarterly according to your needs.<\/p><p style=\"text-align: justify;\">Benefits include emergency care, annual check-up and preventive care benefits. The Silver tier allows for semi-private room and board for hospitals, with a maximum benefit limit of P60,000 per illness per year.<\/p><p style=\"text-align: justify;\">Medicard\u2019s Plan 2500 is another healthcare option, with a P15,876 annual fee. Hospitals include Asian Hospital and Medical Center, St. Luke\u2019s Medical Center-Quezon City, The Medical City and Cardinal Santos Medical Center.<\/p><h5 style=\"text-align: justify;\"><strong>Business<\/strong><\/h5><p style=\"text-align: justify;\">For only P15,000 you can have your own siomai business.<\/p><p style=\"text-align: justify;\">Shanghai Siomai has dealership packages that start with a one-time P10,000 dealer registration fee and a minimum order of P5,000 worth of siomai ingredients. Consult their website for details.<\/p><p style=\"text-align: justify;\">P20,000 can also get you started in owning your own rice business. Bigasanko.com, a rice distributor, wholesaler, and retailer, requires that amount as an application fee, which can be deducted from the down payment.<\/p><p style=\"text-align: justify;\">Just make sure that you plan your business ventures before investing.<\/p><h5 style=\"text-align: justify;\"><strong>Education<\/strong><\/h5><p style=\"text-align: justify;\">For those who want to build their management skills, the Advanced Managers\u2019 Course at the UP Institute for Small-Scale Industries can help you. You can take this 10-day course on 10 Saturdays and costs P18000. It focuses on leadership, innovation, technology, environment, people management, strategic management, risk management and customer relations management. On the other hand, you can also try to improve your negotiation skills before going to your boss.<\/p><p style=\"text-align: justify;\">For P10,800, Ateneo\u2019s Center for Continuing Education offers Negotiation Skills: Deal or Deadlock, which will teach you when to negotiate, how to implement your negotiation plan and counter others\u2019 tactics, and develop the core skills of a good negotiator.<\/p><h5 style=\"text-align: justify;\"><strong>Self-investment<\/strong><\/h5><p style=\"text-align: justify;\">Taking up lessons and learning new craft is the best way for you to grow your knowledge and expand your career option.<\/p><p style=\"text-align: justify;\">For example:<\/p><p style=\"text-align: justify;\">If you want to start your own bakery or want to level up your skills in making pastries and desserts, take a look at the 5-Day Pastry Boot Camp at Enderun Colleges. This intensive 30-hour class will teach you how to make sponge cakes, choux pastry, chantilly cream, and more bakery staples.<\/p><p style=\"text-align: justify;\">You can also try to learn about interior design. The Interior Styling workshop at the School of Fashion and Art (SoFA) Design Institute, for P10,000, is an 8-week course which helps you develop an understanding and appreciation of color, pattern and furnishing, and how these can improve interior spaces, whether they be residential, commercial, or institutional.<\/p><p style=\"text-align: justify;\">You have so many options to invest your P20,000.\u00a0Investing in loans through <a href=\"https:\/\/vidalia.com.ph\/\"><strong>Vidalia Lending<\/strong><\/a> will give you solid and assured cash returns. Be wise enough to choose your desired <strong><a href=\"https:\/\/vidalia.com.ph\/invest\/\">investment<\/a>. Invest today!<\/strong><\/p><p><img class=\"wp-image-319 aligncenter\" src=\"https:\/\/vidalia.com.ph\/blog\/wp-content\/uploads\/2017\/12\/Make-the-most-out-of-your-money.jpg\" alt=\"\" width=\"546\" height=\"306\" \/><\/p>","_et_gb_content_width":"","footnotes":""},"categories":[1],"tags":[65,68],"class_list":["post-257","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-investment","tag-investment-options","et-has-post-format-content","et_post_format-et-post-format-standard"],"_links":{"self":[{"href":"https:\/\/vidalia.com.ph\/blog\/wp-json\/wp\/v2\/posts\/257","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vidalia.com.ph\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vidalia.com.ph\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vidalia.com.ph\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/vidalia.com.ph\/blog\/wp-json\/wp\/v2\/comments?post=257"}],"version-history":[{"count":33,"href":"https:\/\/vidalia.com.ph\/blog\/wp-json\/wp\/v2\/posts\/257\/revisions"}],"predecessor-version":[{"id":4319,"href":"https:\/\/vidalia.com.ph\/blog\/wp-json\/wp\/v2\/posts\/257\/revisions\/4319"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vidalia.com.ph\/blog\/wp-json\/wp\/v2\/media\/751"}],"wp:attachment":[{"href":"https:\/\/vidalia.com.ph\/blog\/wp-json\/wp\/v2\/media?parent=257"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vidalia.com.ph\/blog\/wp-json\/wp\/v2\/categories?post=257"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vidalia.com.ph\/blog\/wp-json\/wp\/v2\/tags?post=257"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}